16 Emerald St, Wells, ME 04090 Property Records

York County and Wells Town property record for 16 Emerald St, Wells, ME 04090

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,664 sqft · built 2007
Lot Size	2.83 acres (123,275 sqft)
Owner	Individual Name on File
Last Sale	$403,700 (Jul 2015)
Tax Bill	$4,051 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Aug 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WLLS M:076 L:18-11`

Property Details

APN / Parcel Number

Primary APN	`WLLS M:076 L:18-11`
Alternative APN	`M:076 L:18=11`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,664 sqft Living Area
Gross Area	4,968 sqft
1st Floor Area	1,080 sqft
Basement Area	1,080 sqft
Unfinished Basement	1,080 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	123,275 sqft (2.83 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	16 EMERALD ST
City	WELLS
State	ME
Zip	04090-6165
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Subdivision	MEETINGHOUSE ACRES 02
Legal Lot Number	18-11
Jurisdiction	WELLS ME
Township / Civil Division	WELLS
Census Block Group	1
Census Block	1010
Census Tract	34002

Owner

Source: York County and Wells Town assessment roll, APN WLLS M:076 L:18-11, as of May 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	16 EMERALD ST, WELLS, ME 04090-6165
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 06, 2025	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Aug 16, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) DISCOVER BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 31, 2015 · Amount on Record
Deed Sale	Jul 31, 2015 · Amount on Record
Prior Sale	May 30, 2013 · Amount on Record
Deed Document Number	201530962
Deed Book / Page	17067 / 943
Transfer Doc	16610-0260
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS ME
Property Address	16 EMERALD ST, WELLS, ME 04090-6165
Transaction Type	Mortgage
Record Updated	Nov 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0197800822
Date	Nov 06, 2025
Book Page	19780/822
Instrument	2025040667

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2055

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS ME
Property Address	16 EMERALD ST, WELLS, ME 04090-6165
Transaction Type	Mortgage
Record Updated	Aug 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190930232
Date	Aug 16, 2022
Book Page	19093/232
Instrument	2022035329

Lender

Name	DISCOVER BANK
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	181 Months
Due	Sep 01, 2037

Tax Assessment & Valuation

Source: York County and Wells Town assessment roll as of May 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	Wells Town
Unified School District	Wells-Ogunquit Community School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,051.00 (+6.24%)	$627,090 (-) Land $155,610 Building $471,480
2024	$3,813.00 (+2.03%)	$627,090 (-) Land $155,610 Building $471,480
2023	$3,737.00 (+8.98%)	$627,090 (+91.28%) Land $155,610 Building $471,480	$659,680
2022	$3,429.00	$327,840 Land $62,000 Building $265,840

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, York County (23031C), as of April 16, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 230310340021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1984–2010)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Feb 2010 · Severe Winter Storm

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 45 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Consolidated Communications.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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