Monroe County property record for 37 Baker Rd, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,090 sqft · built 1999 |
| Lot Size | 0.551 acres (24,006 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $3,550,000 (Oct 2024) |
| Tax Bill | $16,776 (2024) |
| Deeds & Mortgages | Apr 2021 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 00573670-003700 |
| Primary APN | 00573670-003700 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,090 sqft Living Area |
| 1st Floor Area | 3,050 sqft |
| Interior Walls | Plaster |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Other |
| Foundation Type | Pile |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Tile |
| Lot Area | 24,006 sqft (0.551 acres) |
| Garage Area | 342 sqft |
| Pool Area | 300 sqft |
|---|---|
| Porch | Enclosed Porch |
| Porch Area | 1,311 sqft |
| Patio Area | 44 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1711403 |
|---|---|
| Old Parcel Number | 13594000573670003700 |
| Street Address | 37 BAKER RD |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-5116 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 3 LT 37 HARBOR COURSE SEC FOUR OCEAN REEF PLAT NO 13 KEY LARGO PB7-8 OR884-2221/27 OR911-1921 OR980-1502 OR1034-1296 |
| Legal Range | 40E |
| Legal Township | 59S |
| Legal Section | 13 |
| Legal Subdivision | HARBOR COURSE SEC 4 O.R. #13 REPLAT |
| Legal Block | 3 |
| Legal Lot Number | 37 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 3 |
| Census Block | 3042 |
| Census Tract | 972700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Monroe County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 125 1ST ST, EXCELSIOR, MN 55331-1713 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 23, 2024 · Amount on Record |
| Deed Sale | Oct 23, 2024 · Amount on Record |
| Prior Sale | Apr 1, 2021 · Amount on Record |
| Deed Document Number | 2478510 |
| Deed Book / Page | 3297 / 1090 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Apr 1, 2021 |
| Property Address | 37 BAKER RD, KEY LARGO, FL 33037-5116 |
| Document Number | 0030860412 |
| Book / Page | 3086 / 412 |
| Map Reference | MB 7 PG 8 |
| Instrument Date | Mar 31, 2021 |
| Instrument | 2311703 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2023 |
| Title Company | REECH TITLE COMPANY LLC, REEF TITLE COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $12,845.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 26 RIVER RIDGE LN, WILTON, CT 06897-4123 |
| Name | Verified Name |
|---|---|
| Address | 4993 LUSK LN, FLOWER MOUND, TX 75028-3132 |
| Document Number | 0003086415 |
|---|---|
| Date | Apr 1, 2021 |
| Instrument | 3086/415 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Apr 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.75% |
| Index | 1-Year LIBOR |
| Max Rate | 7.75% |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,849,915 (+14.01%) Land $1,809,192 Building $1,040,723 | $2,849,915 (+14.01%) Land $1,809,192 Building $1,040,723 | |
| 2024 | $16,776.00 (+7.54%) | ||
| 2023 | $15,600.00 (+21.94%) | $2,499,715 (+34.69%) Land $1,478,400 Building $1,021,315 | $2,499,715 (+34.69%) Land $1,478,400 Building $1,021,315 |
| 2022 | $12,793.00 | $1,855,879 Land $857,472 Building $998,407 | $1,855,879 Land $857,472 Building $998,407 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 838 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 1,585 units insured incl. 747 condo units |
| Nearby Flood Claims | 78 (2005–2023) |
| Claims Outside the SFHA | 1 of 78 |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 70% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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