Monroe County property record for 32 Baker Rd, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 6,604 sqft · built 1989 |
| Lot Size | 0.482 acres (21,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,131,000 (Dec 2016) |
| Tax Bill | $21,596 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 00573670-003200 |
| Primary APN | 00573670-003200 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 6,604 sqft Living Area |
| 1st Floor Area | 3,326 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Plaster |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 21,000 sqft (0.482 acres) |
| Garage Type | Covered |
| Garage Area | 3,169 sqft |
| Pool Area | 450 sqft |
|---|---|
| Porch | Florida Room |
| Porch Area | 2,445 sqft |
| Deck Area | 1,674 sqft |
| Patio Area | 1,674 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1711357 |
|---|---|
| Street Address | 32 BAKER RD |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-5116 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | BK 3 LT 32 HARBOR COURSE SEC FOUR OCEAN REEF PLAT NO 13 KEY LARGO PB7-8 OR755-111 OR884-2111 OR1079-1713 OR1111-892 OR1132-449 OR2261-2435 OR2810-2377 OR2830-1559 OR2830-1561 |
| Legal Range | 40E |
| Legal Township | 59S |
| Legal Section | 13 |
| Legal Subdivision | HARBOR COURSE SEC 4 O.R. #13 REPLAT |
| Legal Block | 3 |
| Legal Lot Number | 32 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 3 |
| Census Block | 3042 |
| Census Tract | 972700 |
Source: Monroe County records · APN 00573670-003200
Assessment roll updated December 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 32 BAKER RD, KEY LARGO, FL 33037-5116 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 15, 2016 · Amount on Record |
| Deed Sale | Dec 15, 2016 · Amount on Record |
| Prior Sale | Aug 15, 2016 |
| Deed Document Number | 20162103318 |
| Deed Book / Page | 2830 / 1561 |
| Prior Transfer Date | Sep 20, 2016 |
| Prior Transfer Doc | 0028301559 |
| Record Updated | Jun 08, 2026 |
Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,279,759 (+5.99%) | $3,725,311 (+14.48%) Land $2,439,360 Building $1,285,951 | |
| 2024 | $21,596.00 (+2.19%) | ||
| 2023 | $21,134.00 (+62.06%) Homeowner's exemption | $3,094,493 (+28.55%) | $3,254,033 (+35.17%) Land $2,016,000 Building $1,238,033 |
| 2022 | $13,041.00 | $2,407,313 Land $1,169,280 Building $1,238,033 | $2,407,313 Land $1,169,280 Building $1,238,033 |
Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 838 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 1,585 units insured incl. 747 condo units |
| Nearby Flood Claims | 78 (2005–2023) |
| Claims Outside the SFHA | 1 of 78 |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Moderate above 65% of the US · above 43% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T.
Based on FCC filings for 47 locations within half a mile of this property.
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