37 Ash St, Ludlow (Covington), KY 41016 Property Records

Kenton County property record for 37 Ash St, Ludlow, KY 41016

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,770 sqft · built 1900
Lot Size0.072 acres (3,125 sqft)
OwnerIndividual Name on File
Tax Bill$2,285 (2025)
Flood ZoneZone X (minimal risk)
APN040-11-03-008.00

Property Details

APN / Parcel Number

Primary APN040-11-03-008.00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,770 sqft Finished Area
Gross Area1,896 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialBrick
Foundation TypeBlock
Lot Area3,125 sqft (0.072 acres)
Lot Dimensions125 ft deep x 25 ft wide
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address37 ASH ST
CityLUDLOW
StateKY
Zip41016-1563
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLUDLOW ORIG PLAT E 1/2 LOT 76 25'X 125'
Legal SubdivisionLUDLOW ORIGINAL PLAT
Legal Lot Number76
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group2
Census Block2001
Census Tract66900

Owner

37 Ash St is owned and occupied by an individual.

Source: Kenton County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address37 ASH ST, LUDLOW, KY 41016-1563
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 37 Ash St was $2,285.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityLudlow City
Unified School DistrictLudlow Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$176,700 (+0.97%) Land $15,000 Building $161,700$176,700 (+0.97%) Land $15,000 Building $161,700
2025$2,285.00$175,000 Land $10,000 Building $165,000$175,000 Land $10,000 Building $165,000
2023$2,252.00$175,000 Land $10,000 Building $165,000$175,000 Land $10,000 Building $165,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 37 Ash St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims1 (1997)
Most Recent ClaimMar 1997 · Severe Storm, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 37 Ash St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 516 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

Nearby Properties on Ash St

Nearby Streets

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