35 Ash St, Ludlow (Covington), KY 41016 Property Records

Kenton County property record for 35 Ash St, Ludlow, KY 41016

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 2,208 sqft · built 1910
Lot Size	0.051 acres (2,203 sqft)
Owner	Company Name on File
Last Sale	$102,000 (Mar 2026)
Tax Bill	$1,332 (2025)
Deeds & Mortgages	Mar 2026 Sale Mar 2026 Transfer
Flood Zone	Zone X (minimal risk)
APN	`040-11-03-009.02`

Property Details

APN / Parcel Number

Primary APN	`040-11-03-009.02`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,208 sqft Finished Area
Gross Area	2,309 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Foundation Type	Stone
Roof Material	Composition Shingle
Lot Area	2,203 sqft (0.051 acres)
Lot Dimensions	125 ft deep x 21 ft wide

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	35 ASH ST
City	LUDLOW
State	KY
Zip	41016-1563
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	LUDLOW ORIG PLAT PT W 21' LOT 75 21'X 125' IRREG SS ASH 200' E LOCUST 2203 SQ'
Legal Subdivision	LUDLOW ORIGINAL PLAT
Legal Lot Number	75
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2001
Census Tract	66900

Owner

35 Ash St, a duplex, is owned by a company that bought it in March 2026.

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	528 HERMITAGE CT, COVINGTON, KY 41011-3701
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2026	Warranty Deed, Transfer
Mar 5, 2026	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 5, 2026 · Amount on File
Deed Sale	Mar 5, 2026 · Amount on File
Deed Document Number	202603054504
Deed Book / Page	395 / 988
Prior Transfer Date	Feb 27, 2026
Prior Transfer Doc	0000004503
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Mar 5, 2026
Property Address	35 ASH ST, LUDLOW, KY 41016-1563
Document Number	0000004504
Book / Page	395 / 988
Instrument Date	Feb 27, 2026
Instrument	26059000004504
Transaction Type	Transfer
Record Updated	Mar 17, 2026

Transaction

Amount	Amount on Record
Tax	$102.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	528 HERMITAGE CT, COVINGTON, KY 41011-3701

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	528 HERMITAGE CT, COVINGTON, KY 41011-3701

March 2026: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	KENTON KY
Recording Date	Mar 5, 2026
Property Address	35 ASH ST, LUDLOW, KY 41016-1563
Document Number	0000004503
Book / Page	395 / 985
Instrument Date	Feb 27, 2026
Instrument	26059000004503
Transaction Type	Transfer
Record Updated	Mar 17, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	528 HERMITAGE CT, COVINGTON, KY 41011-3701

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Ludlow City
Unified School District	Ludlow Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$140,000 (+37.25%) Land $15,000 Building $125,000	$140,000 (+37.25%) Land $15,000 Building $125,000
2025	$1,332.00 (+1.52%)	$102,000 (-) Land $10,000 Building $92,000	$102,000 (-) Land $10,000 Building $92,000
2023	$1,312.00	$102,000 Land $10,000 Building $92,000	$102,000 Land $10,000 Building $92,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 35 Ash St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1997)
Most Recent Claim	Mar 1997 · Severe Storm, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 35 Ash St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 516 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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