Kane County property record for 3699 Thornhill Dr, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $386,500 (Nov 2014) |
| Tax Bill | $16,191 (2025) |
| Deeds & Mortgages | Apr 2024 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-35-273-002 |
| Primary APN | 05-35-273-002 |
|---|
| Lot Area | 13,939 sqft (0.32 acres) |
|---|
| Street Address | 3699 THORNHILL DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-8086 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BOWES CREEK COUNTRY CLUB PHASE 2 PT OF LT 263 WITH 05-35-273-001 |
| Legal Subdivision | BOWES CREEK COUNTRY CLUB |
| Legal Phase | 2 |
| Legal Block | 1 |
| Legal Lot Number | 263 |
| Jurisdiction | KANE IL |
| Township / Civil Division | PLATO |
| Census Block Group | 1 |
| Census Block | 1085 |
| Census Tract | 850709 |
3699 Thornhill Dr is owned and occupied by two individuals who bought it in November 2014.
Source: Kane County records, as of July 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3699 THORNHILL DR, ELGIN, IL 60124-8086 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 10, 2014 · Amount on File |
| Deed Sale | Nov 10, 2014 · Amount on File |
| Deed Document Number | 201456958 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 3699 THORNHILL DR, ELGIN, IL 60124-8086 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000013420 |
|---|---|
| Date | Apr 24, 2024 |
| Instrument | 2024K013420 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Jan 8, 2054 |
The 2025 property tax bill for 3699 Thornhill Dr was $16,191 with a homeowner's exemption.
Source: Kane County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Plato Township |
| Municipality | Elgin City |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16,191.00 Homeowner's exemption | ||
| 2024 | $193,277 Land $27,638 Building $165,639 | $580,063 Land $82,947 Building $497,116 | |
| 2022 | $13,555.00 (-0.35%) Homeowner's exemption | $144,400 (+3.51%) Land $24,917 Building $119,483 | $433,200 (+3.51%) Land $74,751 Building $358,449 |
| 2021 | $13,602.00 Homeowner's exemption | $139,503 Land $24,072 Building $115,431 | $418,509 Land $72,216 Building $346,293 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3699 Thornhill Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3699 Thornhill Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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