Kane County property record for 3695 Thornhill Dr, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $373,000 (Jul 2019) |
| Tax Bill | $16,376 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit Feb 2020 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-35-273-004 |
| Primary APN | 05-35-273-004 |
|---|
| Lot Area | 10,019 sqft (0.23 acres) |
|---|
| Street Address | 3695 THORNHILL DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-8086 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BOWES CREEK COUNTRY CLUB PHASE 2 LT 265 |
| Legal Subdivision | BOWES CREEK COUNTRY CLUB |
| Legal Phase | 2 |
| Legal Block | 1 |
| Legal Lot Number | 265 |
| Jurisdiction | KANE IL |
| Township / Civil Division | PLATO |
| Census Block Group | 1 |
| Census Block | 1085 |
| Census Tract | 850709 |
3695 Thornhill Dr is owned and occupied by two individuals who bought it in July 2019.
Source: Kane County records, as of July 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3695 THORNHILL DR, ELGIN, IL 60124-8086 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 2, 2026 | Deed of Trust, Mortgage · Line of Credit FIRST AMERICAN BANK |
| Feb 14, 2020 | Deed of Trust, Mortgage · FHA Mortgage GUARANTEED RATE INC |
| Jul 26, 2019 | Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE |
| Jul 26, 2019 | Warranty Deed, Transfer BURNET TITLE-POST CLOSING |
| Jun 6, 2018 | Deed of Trust, Mortgage · Conventional with PMI WELLS FARGO BK |
| Jun 11, 2018 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Jun 11, 2018 | Warranty Deed, Transfer BURNET TITLE-POST CLOSING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 26, 2019 · Amount on File |
| Deed Sale | Jul 26, 2019 · Amount on File |
| Prior Sale | Jul 26, 2019 · Amount on File |
| Deed Document Number | 201932875 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 3695 THORNHILL DR, ELGIN, IL 60124-8086 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000004294 |
|---|---|
| Date | Feb 2, 2026 |
| Instrument | 2026K004294 |
| Name | FIRST AMERICAN BANK |
|---|---|
| Type | Bank |
| Address | HAMPSHIRE, IL 60140 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Feb 1, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Change Frequency | Monthly |
| Min Rate At Change | 4.25% |
| Max Rate | 18% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 3695 THORNHILL DR, ELGIN, IL 60124-8086 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TEK TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0000008235 |
|---|---|
| Date | Feb 14, 2020 |
| Instrument | 2020K008235 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Address | CHICAGO, IL 60613 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jul 26, 2019 |
| Property Address | 3695 THORNHILL DR, ELGIN, IL 60124-8086 |
| Document Number | 0000032875 |
| Instrument Date | Apr 24, 2019 |
| Instrument | 32875 |
| Transaction Type | Transfer |
| Record Updated | Aug 8, 2019 |
| Title Company | BURNET TITLE-POST CLOSING |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $559.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3695 THORNHILL DR ELGIN IL 601248086, ELGIN, IL 60124-8086 |
| Document Number | 32876 |
|---|---|
| Date | Jul 26, 2019 |
| Instrument | 32876 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 25, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.12% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jul 26, 2019 |
| Property Address | 3695 THORNHILL DR, ELGIN, IL 60124-8086 |
| Document Number | 0000032874 |
| Instrument Date | Mar 2, 2019 |
| Instrument | 32874 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2019 |
| Title Company | BURNET TITLE-POST CLOSING |
| Amount | Amount on Record |
|---|---|
| Tax | $558.75 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3695 THORNHILL DR ELGIN IL 601248086, ELGIN, IL 60124-8086 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 3695 THORNHILL DR, ELGIN, IL 60124-8086 |
| Document Number | 0000027132 |
| Instrument Date | Jun 6, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2019 |
| Title Company | BURNET TITLE-POST CLOSING |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3695 THORNHILL DR ELGIN IL 601248086, ELGIN, IL 60124-8086 |
| Document Number | 0000027132 |
|---|---|
| Date | Jun 11, 2018 |
| Instrument | 27132 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 10, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 11, 2018 |
| Property Address | 3695 THORNHILL DR, ELGIN, IL 60124-8086 |
| Document Number | 0000027130 |
| Map Reference | DOC2007K043008 |
| Instrument Date | May 14, 2018 |
| Instrument | 2018K027130 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | BURNET TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $387.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3695 THORNHILL DR, ELGIN, IL 60124-8086 |
| Document Number | 0000027132 |
|---|---|
| Date | Jun 11, 2018 |
| Instrument | 2018K027132 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 11, 2018 |
| Property Address | 3695 THORNHILL DR, ELGIN, IL 60124-8086 |
| Document Number | 0000027129 |
| Instrument Date | Sep 15, 2017 |
| Instrument | 27129 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2018 |
| Title Company | BURNET TITLE-POST CLOSING |
| Amount | Amount on Record |
|---|---|
| Tax | $580.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3695 THORNHILL DR ELGIN IL 601248086, ELGIN, IL 60124-8086 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 3695 Thornhill Dr was $16,376 with a homeowner's exemption.
Source: Kane County assessment roll, as of December 26, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Plato Township |
| Municipality | Elgin City |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16,376.00 Homeowner's exemption | ||
| 2024 | $195,403 Land $27,638 Building $167,765 | $586,444 Land $82,947 Building $503,496 | |
| 2022 | $13,093.00 (-0.33%) Homeowner's exemption | $142,734 (+3.51%) Land $24,917 Building $117,817 | $428,202 (+3.51%) Land $74,751 Building $353,451 |
| 2021 | $13,137.00 Homeowner's exemption | $137,894 Land $24,072 Building $113,822 | $413,682 Land $72,216 Building $341,466 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3695 Thornhill Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3695 Thornhill Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 70% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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