3698 Centerville Rd, Vadnais Heights (Saint Paul), MN 55127 Property Records

Ramsey County property record for 3698 Centerville Rd, Vadnais Heights, MN 55127

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,377 sqft · built 1972
Lot Size	0.32 acres (13,940 sqft)
Owner	2 Company Names on File
Tax Bill	$4,086 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-30-22-33-0021`

Property Details

APN / Parcel Number

Primary APN	`28-30-22-33-0021`
Alternative APNs	`8309891` `349979`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,377 sqft Living Area
1st Floor Area	1,377 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Wood
Lot Area	13,940 sqft (0.32 acres)
Lot Dimensions	164 ft deep x 85 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	349979
Street Address	3698 CENTERVILLE RD
City	SAINT PAUL
State	MN
Zip	55127-7105
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CENTRE ACRES LOT 5 BLK 2
Legal Range	22
Legal Township	30
Legal Section	28
Legal Subdivision	CENTRE ACRES
Legal Block	2
Legal Lot Number	5
Jurisdiction	RAMSEY MN
Township / Civil Division	VADNAIS HEIGHTS
Census Block Group	1
Census Block	1015
Census Tract	40605

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Mailing Address	3698 CENTERVILLE RD, SAINT PAUL, MN 55127-7105
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 4, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Dec 27, 2019	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	3698 CENTERVILLE RD, VADNAIS HEIGHTS, MN 55127-7105
Transaction Type	Mortgage
Record Updated	Jul 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3698 CENTERVILLE RD, VADNAIS HEIGHTS, MN 55127-7105

Mortgage

Document Number	0A04976629
Date	Jan 6, 2023
Instrument	A04976629

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	3698 CENTERVILLE RD, VADNAIS HEIGHTS, MN 55127-7105
Document Number	0004857256
Instrument Date	Jan 4, 2021
Transaction Type	Mortgage
Record Updated	Jan 26, 2021
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3698 CENTERVILLE RD VADNAIS HEIGHTS MN 551277105, VADNAIS HEIGHTS, MN 55127-7105

Mortgage

Document Number	0004857256
Date	Jan 14, 2021
Instrument	4857256

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 13, 2036

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	3698 CENTERVILLE RD, VADNAIS HEIGHTS, MN 55127-7105
Document Number	0004791708
Instrument Date	Dec 27, 2019
Transaction Type	Mortgage
Record Updated	Jan 29, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3698 CENTERVILLE RD VADNAIS HEIGHTS MN 551277105, VADNAIS HEIGHTS, MN 55127-7105

Mortgage

Document Number	0004791708
Date	Jan 9, 2020
Instrument	4791708

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 8, 2035

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	Vadnais Heights City
Unified School District	White Bear Lake School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$306,400 (+2.2%) Land $66,800 Building $239,600	$306,400 (+2.2%) Land $66,800 Building $239,600
2025	$4,086.00 (+23.67%)
2023	$3,304.00 Homeowner's exemption	$299,800 Land $66,800 Building $233,000	$299,800 Land $66,800 Building $233,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.4% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Vadnais Heights serves 13,025 people · EPA ID MN1620030
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, T-Mobile.

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