3686 Centerville Rd, Vadnais Heights (Saint Paul), MN 55127 Property Records

Ramsey County property record for 3686 Centerville Rd, Vadnais Heights, MN 55127

Property Summary

Property Type	Duplex
Details	2 bd · 3 ba · 1,274 sqft · built 1982
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$249,276 (May 2023)
Tax Bill	$2,482 (2023)
Deeds & Mortgages	May 2023 Sale & Mortgage Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-30-22-33-0036`

Property Details

APN / Parcel Number

Primary APN	`28-30-22-33-0036`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,274 sqft Total Area
Gross Area	1,610 sqft
1st Floor Area	774 sqft
Basement Area	500 sqft
Finished Basement	500 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1995
Architectural Style	Split Entry
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	152 ft deep x 43 ft wide
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	3686 CENTERVILLE RD
City	VADNAIS HEIGHTS
State	MN
Zip	55127-7105
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	A
Legal Description	CENTRE ACRES PART OF LOT 7 LYING SLY OF FOL DESC L; BEG ON NWLY L ...& THERE TERMINATE; LOT 7 BLK 2
Legal Range	22
Legal Township	30
Legal Section	28
Legal Quarter	3
Quarter-Quarter Section	3
Legal Subdivision	CENTRE ACRES
Legal Block	2
Legal Lot Number	7
Jurisdiction	RAMSEY MN
Township / Civil Division	VADNAIS HEIGHTS
Census Block Group	1
Census Block	1015
Census Tract	40605

Owner

Source: Ramsey County records, as of April 29, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3686 CENTERVILLE RD, VADNAIS HEIGHTS, MN 55127-7105
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2023	Warranty Deed, Transfer · Conventional Mortgage MORTGAGES UNLIMITED INC
Jul 12, 2021	Quit Claim Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2023 · Amount on File
Deed Sale	May 3, 2023 · Amount on File
Prior Sale	Jul 12, 2021
Deed Document Number	A04987273
Record Updated	Jun 7, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	May 3, 2023
Property Address	3686 CENTERVILLE RD, VADNAIS HEIGHTS, MN 55127-7105
Document Number	0A04987273
Instrument Date	Apr 21, 2023
Instrument	A04987273
Transaction Type	Transfer
Record Updated	Jul 31, 2023
Title Company	WATERMARK TITLE AGENCY LLC, WATERMARK TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$822.61
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3686 CENTERVILLE RD, VADNAIS HEIGHTS, MN 55127-7105

Mortgage

Document Number	0A04987274
Date	May 3, 2023
Instrument	A04987274

Lender

Name	MORTGAGES UNLIMITED INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2053

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RAMSEY MN
Recording Date	Jul 12, 2021
Property Address	3686 CENTERVILLE RD, VADNAIS HEIGHTS, MN 55127-7105
Document Number	0A04894919
Instrument Date	Jun 24, 2021
Instrument	A04894919
Transaction Type	Transfer
Record Updated	Jul 31, 2023
Title Company	PARTNERS IN TITLE LLC, PARTNERS TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10197 JEWELL ST NE, CIRCLE PINES, MN 55014-1887

Mortgage

Document Number	0A04894920
Date	Jul 12, 2021
Instrument	A04894920

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2036

Interest

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of February 1, 2023

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	Vadnais Heights City
Unified School District	White Bear Lake School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,482.00	$174,400 Land $40,000 Building $134,400	$174,400 Land $40,000 Building $134,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.4% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Vadnais Heights serves 13,025 people · EPA ID MN1620030
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, T-Mobile.

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