Clay County property record for 3697 Waterside Dr, Orange Park, FL 32073
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,342 sqft · built 1989 |
| Lot Size | 0.418 acres (18,251 sqft) |
| Owner | Individual Name on File |
| Last Sale | $320,000 (Jun 2018) |
| Tax Bill | $4,341 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Jun 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-04-25-008420-001-25 |
| Primary APN | 24-04-25-008420-001-25 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,342 sqft Heated Area |
| Gross Area | 2,955 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 18,251 sqft (0.418 acres) |
| Lot Dimensions | 166 ft deep x 110 ft wide |
| Garage Area | 480 sqft |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Pool Area | 512 sqft |
| Porch | Porch |
| Porch Area | 133 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 3697 WATERSIDE DR |
|---|---|
| City | ORANGE PARK |
| State | FL |
| Zip | 32073-6980 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB |
| Legal Description | LOT 25 ASHEBOURNE AS REC O R 4089 PG 2099 |
| Legal Range | 25 |
| Legal Township | 04 |
| Legal Section | 24 |
| Legal Subdivision | ASHEBOURNE |
| Legal Lot Number | 25 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 30802 |
3697 Waterside Dr is owned and occupied by an individual who bought it in June 2018.
Source: Clay County records, as of December 18, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3697 WATERSIDE DR, ORANGE PARK, FL 32073-6980 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 15, 2022 | Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU |
| Jun 4, 2018 | Warranty Deed, Transfer · Conventional with PMI VYSTAR CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 4, 2018 · Amount on File |
| Deed Sale | Jun 4, 2018 · Amount on File |
| Prior Sale | Aug 10, 2015 · Amount on File |
| Deed Document Number | 2018028356 |
| Deed Book / Page | 4089 / 2099 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 3697 WATERSIDE DR, ORANGE PARK, FL 32073-6980 |
| Transaction Type | Mortgage |
| Record Updated | Apr 4, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3697 WATERSLDE DRIVE, ORANGE PARK, FL 32073-6980 |
| Document Number | 0045831674 |
|---|---|
| Date | Mar 15, 2022 |
| Book Page | 4583/1674 |
| Instrument | 2022017006 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Jun 4, 2018 |
| Property Address | 3697 WATERSIDE DR, ORANGE PARK, FL 32073-6980 |
| Document Number | 0040892099 |
| Book / Page | 004089 / 002099 |
| Instrument Date | May 25, 2018 |
| Instrument | 28356 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2018 |
| Title Company | ATTORNEYS TITLE SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,240.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3697 WATERSIDE DR ORANGE PARK FL 320736980, ORANGE PARK, FL 32073-6980 |
| Document Number | 40892101 |
|---|---|
| Date | Jun 4, 2018 |
| Book Page | 004089/002101 |
| Instrument | 28357 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32232-5085 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 3, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
The 2025 property tax bill for 3697 Waterside Dr was $4,341 with a homeowner's exemption.
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,341.00 Homeowner's exemption | $324,774 | $440,164 Land $65,000 Building $375,164 |
| 2023 | $4,377.00 (+5.8%) Homeowner's exemption | $306,429 (+3%) | $430,475 (+10.12%) Land $65,000 Building $365,475 |
| 2022 | $4,137.00 Homeowner's exemption | $297,504 | $390,932 Land $50,000 Building $340,932 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3697 Waterside Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 106 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 106 in force |
| Nearby Flood Claims | 108 (1983–2024) |
| Claims Outside the SFHA | 19 of 108 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3697 Waterside Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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