3689 Waterside Dr, Orange Park, FL 32073 Property Records

Clay County property record for 3689 Waterside Dr, Orange Park, FL 32073

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,614 sqft · built 1987
Lot Size	0.416 acres (18,120 sqft)
Owner	2 Individual Names on File
Last Sale	$299,900 (May 2017)
Tax Bill	$3,412 (2025)
Deeds & Mortgages	May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-04-25-008420-001-26`

Property Details

APN / Parcel Number

Primary APN	`24-04-25-008420-001-26`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,614 sqft Living Area
Gross Area	3,393 sqft
1st Floor Area	2,614 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	18,120 sqft (0.416 acres)
Lot Dimensions	150 ft deep x 121 ft wide
Garage Type	Attached
Garage Area	590 sqft
Pool Area	540 sqft
Porch	Finished Screened Porch
Porch Area	218 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3689 WATERSIDE DR
City	ORANGE PARK
State	FL
Zip	32073-6980
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	LOT 26 ASHEBOURNE AS REC OR 3973 PG 857
Legal Range	25E
Legal Township	04S
Legal Section	24
Legal Subdivision	ASHEBOURNE
Legal Lot Number	26
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	3
Census Block	3000
Census Tract	30802

Owner

3689 Waterside Dr is owned and occupied by two individuals who bought it in May 2017.

Source: Clay County records, as of December 3, 2025

Owner of Record	2 Individual Names on File
Mailing Address	3689 WATERSIDE DR, ORANGE PARK, FL 32073-6980
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2017 · Amount on File
Deed Sale	May 16, 2017 · Amount on File
Prior Sale	Dec 11, 2007 · Amount on File
Deed Document Number	201724711
Deed Book / Page	3973 / 857
Prior Transfer Date	Aug 5, 2015
Prior Transfer Doc	0037741908
Record Updated	Jun 8, 2026

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	May 16, 2017
Property Address	3689 WATERSIDE DR, ORANGE PARK, FL 32073-6980
Document Number	0039730857
Book / Page	003973 / 000857
Instrument Date	May 9, 2017
Instrument	24711
Transaction Type	Transfer
Record Updated	Jul 6, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,099.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	785 OAKLEAF PLANTATION PKWY #322 ORANGE PARK FL 320653507, 322, ORANGE PARK, FL 32065-3507

Mortgage

Document Number	39730858
Date	May 16, 2017
Book Page	003973/000858
Instrument	24712

Lender

Name	COMMUNITY FIRST CU/FL
Type	Credit Union
Address	JACKSONVILLE, FL 32204

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 15, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 3689 Waterside Dr was $3,412 with a homeowner's exemption, up 4.8% from the year before.

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,412.00 (+4.82%) Homeowner's exemption	$263,909	$428,051 Land $65,000 Building $363,051
2024	$3,255.00 (-7.13%)
2023	$3,505.00 (+6.6%) Homeowner's exemption	$249,002 (+3%)	$416,212 (+9.91%) Land $65,000 Building $351,212
2022	$3,288.00 Homeowner's exemption	$241,750	$378,671 Land $50,000 Building $328,671

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3689 Waterside Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 106 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	106 in force
Nearby Flood Claims	108 (1983–2024)
Claims Outside the SFHA	19 of 108
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Irma, Sep 2017 · 55 claims Tropical Storm Fay, Aug 2008 · 9 claims Hurricane Frances, Sep 2004 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3689 Waterside Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20