3696 Whispering Oak Dr, Ceres, CA 95307 Property Records

Stanislaus County property record for 3696 Whispering Oak Dr, Ceres, CA 95307

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,826 sqft · built 2005
Lot Size	0.177 acres (7,713 sqft)
Owner	2 Individual Names on File
Last Sale	$540,000 (Mar 2021)
Tax Bill	$7,247 (2026)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Nov 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`069-029-053-000`

Property Details

APN / Parcel Number

Primary APN	`069-029-053-000`
Alternative APN	`0692953000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,826 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Wood
Lot Area	7,713 sqft (0.177 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3696 WHISPERING OAK DR
City	CERES
State	CA
Zip	95307-7108
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLAREMONT OAKS #2 (41M54) BLK 6745 LOT 14
Legal Subdivision	CLAREMONT OAKS PH 02
Legal Block	6745
Legal Lot Number	14
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	1
Census Block	1011
Census Tract	3003

Owner

3696 Whispering Oak Dr is owned and occupied by two individuals who bought it in March 2021.

Source: Stanislaus County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3696 WHISPERING OAK DR, CERES, CA 95307-7108
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2021	Grant Deed, Transfer · Conventional Mortgage PRIMELENDING
Nov 20, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 19, 2021 · Amount on File
Deed Sale	Mar 19, 2021 · Amount on File
Prior Sale	Jul 3, 2008 · Amount on File
Deed Document Number	202126365
Prior Transfer Date	Nov 19, 2018
Prior Transfer Doc	0000080168
Record Updated	Oct 29, 2026

March 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Mar 19, 2021
Property Address	3696 WHISPERING OAK DR, CERES, CA 95307-7108
Document Number	0000026365
Map Reference	MB 41 PG 54
Instrument Date	Mar 18, 2021
Instrument	2021-0026365
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	CYPRESS TITLE CORPORATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3696 WHISPERING OAK DR, CERES, CA 95307-7108

Mortgage

Document Number	0000026366
Date	Mar 19, 2021
Instrument	2021-0026366

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STANISLAUS CA
Recording Date	Nov 20, 2018
Property Address	3696 WHISPERING OAK DR, CERES, CA 95307-7108
Document Number	0000080168
Instrument Date	Nov 19, 2018
Instrument	80168
Transaction Type	Transfer
Record Updated	Dec 5, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3696 WHISPERING OAK DR CERES CA 953077108, CERES, CA 95307-7108

Tax Assessment & Valuation

The 2026 property tax bill for 3696 Whispering Oak Dr was $7,247 with a homeowner's exemption, up 0.1% from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Ceres City
Unified School District	Ceres Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$7,247.00 (+0.11%) Homeowner's exemption	$596,202 (+2%) Land $182,172 Building $414,030
2025	$7,239.00 Homeowner's exemption	$584,512 Land $178,600 Building $405,912
2023	$6,611.00 (+1.09%) Homeowner's exemption	$561,816 Land $171,666 Building $390,150
2022	$6,540.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3696 Whispering Oak Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3696 Whispering Oak Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 794 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

Nearby Properties on Whispering Oak Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures