Stanislaus County property record for 3655 Whispering Oak Dr, Ceres, CA 95307
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,391 sqft · built 2006 |
| Lot Size | 0.149 acres (6,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $492,000 (Jan 2006) |
| Tax Bill | $8,273 (2026) |
| Deeds & Mortgages | Mar 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 069-029-075-000 |
| Primary APN | 069-029-075-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 3,391 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Construction Type | Wood |
| Lot Area | 6,500 sqft (0.149 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3655 WHISPERING OAK DR |
|---|---|
| City | CERES |
| State | CA |
| Zip | 95307-7108 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CLAREMONT OAKS #2 (41M54) BLK 6743 LOT 18 |
| Legal Subdivision | CLAREMONT OAKS PH 02 |
| Legal Block | 6743 |
| Legal Lot Number | 18 |
| Jurisdiction | STANISLAUS CA |
| Township / Civil Division | MODESTO |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 3003 |
3655 Whispering Oak Dr is owned and occupied by an individual who bought it in January 2006.
Source: Stanislaus County records, as of October 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3655 WHISPERING OAK DR, CERES, CA 95307-7108 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 18, 2006 · Amount on File |
| Deed Sale | Jan 18, 2006 · Amount on File |
| Deed Document Number | 20067318 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 3655 WHISPERING OAK DR, CERES, CA 95307-7108 |
| Document Number | 0000038227 |
| Instrument Date | Mar 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3655 WHISPERING OAK DR CERES CA 953077108, CERES, CA 95307-7108 |
| Document Number | 0000038227 |
|---|---|
| Date | Jun 4, 2018 |
| Instrument | 38227 |
| Name | JG WENTWORTH HM LNDG |
|---|---|
| Address | WOODBRIDGE, VA 22192 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 3, 2048 |
The 2026 property tax bill for 3655 Whispering Oak Dr was $8,273 with a homeowner's exemption, up 0.1% from the year before.
Source: Stanislaus County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Stanislaus County |
| Municipality | Ceres City |
| Unified School District | Ceres Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $8,273.00 (+0.1%) Homeowner's exemption | $685,787 (+2%) Land $278,773 Building $407,014 |
| 2025 | $8,265.00 Homeowner's exemption | $672,341 Land $273,307 Building $399,034 |
| 2023 | $7,046.00 (-5.66%) Homeowner's exemption | $601,000 Land $210,000 Building $391,000 |
| 2022 | $7,469.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 3655 Whispering Oak Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3655 Whispering Oak Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 794 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Ayera Technologies Fixed Wireless | 1,000 / 500 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: Verizon.
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