3695 Ridge Ct, Morganton, NC 28655 Property Records

Burke County property record for 3695 Ridge Ct, Morganton, NC 28655

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,144 sqft · built 1999
Lot Size	0.55 acres (23,958 sqft)
Owner	Individual Name on Record
Last Sale	$92,500 (Apr 2025)
Tax Bill	$651 (2026)
Deeds & Mortgages	Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1782435253`

Property Details

APN / Parcel Number

Primary APN	`1782435253`
Alternative APN	`17844`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,144 sqft Living Area
1st Floor Area	1,144 sqft
Flooring	Tile

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Asphalt
Lot Area	23,958 sqft (0.55 acres)

Exterior Amenities

Porch	Slab
Porch Area	352 sqft
Deck Area	32 sqft
Patio Area	40 sqft
Shed	1 Shed
Shed Area	96 sqft
Lean-To	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Well

Location & Zoning

Street Address	3695 RIDGE CT
City	MORGANTON
State	NC
Zip	28655-9170
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RESIDENTIA
Legal Description	3695 RIDGE CT MORGANTON, NC 28655
Legal Subdivision	RIDGECREEK SUBDIVISION
Jurisdiction	BURKE NC
Township / Civil Division	MORGANTON
Census Block Group	1
Census Block	1016
Census Tract	20303

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3695 RIDGE CT, MORGANTON, NC 28655-9170
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2025 · Amount on Record
Deed Sale	Apr 7, 2025 · Amount on Record
Prior Sale	Jun 13, 2019 · Amount on Record
Deed Document Number	20251943
Deed Book / Page	2798 / 259
Prior Transfer Date	Mar 2, 2011
Prior Transfer Doc	0019510063
Record Updated	Oct 29, 2026

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Jun 13, 2019
Property Address	3695 RIDGE CT, MORGANTON, NC 28655-9170
Document Number	0024080426
Book / Page	2408 / 0426
Map Reference	MB 7 PG 96
Instrument Date	Jun 13, 2019
Instrument	2017028895
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$104.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3695 RIDGE CT, MORGANTON, NC 28655-9170

Mortgage

Document Number	2017028896
Date	Jun 13, 2019
Instrument	2017028896

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2034

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years
Index	5-Year CMT
Margin	2

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$651.00 (+0.93%)	$84,662 (-) Land $14,338 Building $70,324	$84,662 (-) Land $14,338 Building $70,324
2025	$645.00 (+3.86%)	$84,662 (+0.15%) Land $14,338 Building $70,324	$84,662 (+0.15%) Land $14,338 Building $70,324
2023	$621.00	$84,536 Land $14,338 Building $70,198	$84,536 Land $14,338 Building $70,198

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRENTWOOD-JAMESTOWN ROAD private · serves 6,035 people · EPA ID NC0112104
Water Source	Purchased surface water from CITY OF MORGANTON
Last State Inspection	Nov 2025
Also Mapped Here	BRENTWOOD WATER ASSOCIATION
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20