3645 Ridge Ct, Morganton, NC 28655 Property Records

Burke County property record for 3645 Ridge Ct, Morganton, NC 28655

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,404 sqft · built 1998
Lot Size	3.11 acres (135,472 sqft)
Owner	2 Individual Names on File
Last Sale	$109,000 (Sep 2017)
Tax Bill	$725 (2026)
Deeds & Mortgages	Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1782436950`

Property Details

APN / Parcel Number

Primary APN	`1782436950`
Alternative APN	`36454`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,404 sqft Living Area
1st Floor Area	1,404 sqft
Flooring	Tile

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	135,472 sqft (3.11 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Exterior Amenities

Deck Area	64 sqft
Patio Area	148 sqft
Shed	1 Shed
Shed Area	180 sqft
Canopy	64 sqft
Pole Barn	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3645 RIDGE CT
City	MORGANTON
State	NC
Zip	28655-9170
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RESIDENTIA
Legal Description	3645 RIDGE CT MORGANTON, NC 28655
Legal Subdivision	RIDGECREEK SUBDIVISION
Jurisdiction	BURKE NC
Township / Civil Division	MORGANTON
Census Block Group	1
Census Block	1016
Census Tract	20303

Owner

3645 Ridge Ct, a mobile home, is owned and occupied by two individuals who bought it in September 2017.

Source: Burke County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3645 RIDGE CT, MORGANTON, NC 28655-9170
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2017 · Amount on File
Deed Sale	Sep 18, 2017 · Amount on File
Deed Document Number	20178343
Deed Book / Page	2311 / 753
Record Updated	Oct 29, 2026

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Sep 18, 2017
Property Address	3645 RIDGE CT, MORGANTON, NC 28655-9170
Document Number	0023110753
Book / Page	2311 / 0753
Map Reference	MB7 PG167
Instrument Date	Sep 13, 2017
Instrument	2017008343
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$218.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 702, ICARD, NC 28666-0702

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3645 RIDGE CT, MORGANTON, NC 28655-9170

Mortgage

Document Number	2017008344
Date	Sep 18, 2017
Instrument	2017008344

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 3645 Ridge Ct was $725, up 0.7% from the year before.

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$725.00 (+0.69%)	$95,985 (-) Land $24,711 Building $71,274	$95,985 (-) Land $24,711 Building $71,274
2025	$720.00	$95,985 Land $24,711 Building $71,274	$95,985 Land $24,711 Building $71,274
2023	$694.00	$95,985 Land $24,711 Building $71,274	$95,985 Land $24,711 Building $71,274

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3645 Ridge Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3645 Ridge Ct is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRENTWOOD-JAMESTOWN ROAD private · serves 6,035 people · EPA ID NC0112104
Water Source	Purchased surface water from CITY OF MORGANTON
Last State Inspection	Nov 2025
Also Mapped Here	BRENTWOOD WATER ASSOCIATION
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20