Hernando County property record for 3695 Lema Dr, Spring Hill, FL 34609 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,247 sqft · built 2004 |
| Lot Size | 0.257 acres (11,200 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $43,500 (Sep 2025) |
| Tax Bill | $4,799 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Sep 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | R32-323-17-5140-0907-0050 |
| Primary APN | R32-323-17-5140-0907-0050 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,247 sqft Living Area |
| Gross Area | 2,839 sqft |
| 1st Floor Area | 2,247 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Combination |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,200 sqft (0.257 acres) |
| Lot Dimensions | 140 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 130 sqft |
| Patio Area | 140 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00541612 |
|---|---|
| Street Address | 3695 LEMA DR |
| City | SPRING HILL |
| State | FL |
| Zip | 34609-2953 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING HILL UNIT 14 BLK 907 LOT 5 |
| Legal Range | 17E |
| Legal Township | 23S |
| Legal Section | 32 |
| Legal Subdivision | SPRING HILL UNIT 14 |
| Legal Block | 907 |
| Legal Lot Number | 5 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 40908 |
Source: Hernando County records · APN R32-323-17-5140-0907-0050
Assessment roll updated December 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3695 LEMA DR, SPRING HILL, FL 34609-2953 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 16, 2025 | Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC |
| Sep 06, 2023 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 16, 2025 · Amount on Record |
| Deed Sale | Sep 16, 2025 · Amount on Record |
| Prior Sale | May 18, 2015 · Amount on Record |
| Deed Document Number | 202564504 |
| Deed Book / Page | 4610 / 726 |
| Prior Transfer Date | Aug 28, 2023 |
| Prior Transfer Doc | 0043370362 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Sep 16, 2025 |
| Property Address | 3695 LEMA DR, SPRING HILL, FL 34609-2953 |
| Document Number | 0046100726 |
| Book / Page | 4610 / 726 |
| Map Reference | MB 9 PG 7-9 |
| Instrument Date | Aug 29, 2025 |
| Instrument | 2025064504 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $304.50 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|---|
| Address | 3695 LEMA DR, SPRING HILL, FL 34609-2953 |
| Name | Verified Name |
|---|---|
| Address | 3695 LEMA DR, SPRING HILL, FL 34609-2953 |
| Document Number | 0004610728 |
|---|---|
| Date | Sep 16, 2025 |
| Instrument | 4610/728 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Sep 06, 2023 |
| Property Address | 3695 LEMA DR, SPRING HILL, FL 34609-2953 |
| Document Number | 0043370362 |
| Book / Page | 4337 / 362 |
| Map Reference | MB 9 PG 7-9 |
| Instrument Date | Aug 28, 2023 |
| Instrument | 2023054956 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9224 DENMARSH DR, BROOKSVILLE, FL 34613-4949 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 9224 DENMARSH DR, BROOKSVILLE, FL 34613-4949 |
Source: Hernando County records · Assessment roll updated December 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,799.00 (-2.36%) | $327,173 (+0.8%) Land $39,900 Building $287,273 | $327,173 (+0.8%) Land $39,900 Building $287,273 |
| 2024 | $4,915.00 (+25.7%) Additional exemption filed | $324,582 (+41.44%) Land $34,048 Building $290,534 | $324,582 (+9.44%) Land $34,048 Building $290,534 |
| 2023 | $229,485 (-16.97%) Land $229,485 | ||
| 2022 | $3,910.00 | $276,381 Land $22,025 Building $254,356 | $296,585 Land $32,984 Building $263,601 |
Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120530409083, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 23 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Oct 2024, rainfall accumulation, Hurricane Milton |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 339 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Open Infra | Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone | Fiber | 5,000 / 5,000 |
| Tillman Global Holdings | Fiber | 2,000 / 2,000 |
| Spectrum | Cable | 1,000 / 1,000 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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