3597 Lema Dr, Spring Hill, FL 34609 Property Records

Hernando County property record for 3597 Lema Dr, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,350 sqft · built 2000
Lot Size	0.2 acres (8,712 sqft)
Owner	Company Name on File
Last Sale	$290,000 (Oct 2022)
Tax Bill	$2,961 (2025)
Deeds & Mortgages	Oct 2022 Sale Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5140-0915-0080`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5140-0915-0080`
Alternative APNs	`00542979` `542979`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,350 sqft Living Area
1st Floor Area	1,350 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2005
Exterior Material	Concrete Block
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Area	361 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	20 sqft
Patio Area	180 sqft
Utility Building	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00542979
Street Address	3597 LEMA DR
City	SPRING HILL
State	FL
Zip	34609-2945
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 14 BLK 915 LOT 8
Legal Range	18E
Legal Township	23S
Legal Section	17
Legal Subdivision	SPRING HILL UNIT 14
Legal Block	915
Legal Lot Number	8
Legal Unit	14
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	3
Census Block	3019
Census Tract	40908

Owner

3597 Lema Dr is owned by a company that bought it in October 2022.

Source: Hernando County records, as of December 10, 2025

Owner of Record	Company Name on File
Mailing Address	58 S RIVER DR STE 150, 150, TEMPE, AZ 85288-3774
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2022	Warranty Deed, Transfer SUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY
Feb 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 22, 2019	Deed of Trust, Mortgage · FHA Mortgage GOODMORTGAGE.COM
Dec 8, 2017	Warranty Deed, Transfer · FHA Mortgage RESIDENTIAL ACCPTNC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2022 · Amount on File
Deed Sale	Oct 13, 2022 · Amount on File
Prior Sale	Dec 8, 2017 · Amount on File
Deed Document Number	2022075046
Deed Book / Page	4229 / 1383
Record Updated	Jun 8, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Oct 13, 2022
Property Address	3597 LEMA DR, SPRING HILL, FL 34609-2945
Document Number	0042291383
Book / Page	4229 / 1383
Map Reference	MB 9 PG 7
Instrument Date	Sep 28, 2022
Instrument	2022075046
Transaction Type	Transfer
Record Updated	Nov 7, 2022
Title Company	SUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$2,030.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15550 NW 20TH AVE, 15550, TRENTON, FL 32693-8302

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	58 S RIVER DR STE 150, 150, TEMPE, AZ 85288-3774
Mail Care Of	INVESCO TRANSACTIONS
Investor	Possibly a Property Investor

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	3597 LEMA DR, SPRING HILL, FL 34609-2945
Transaction Type	Mortgage
Record Updated	Mar 22, 2022
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041290600
Date	Feb 18, 2022
Book Page	4129/600
Instrument	2022013086

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	349 Months
Due	Mar 1, 2051

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	3597 LEMA DR, SPRING HILL, FL 34609-2945
Document Number	0036671210
Instrument Date	Jan 22, 2019
Transaction Type	Mortgage
Record Updated	Mar 8, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3597 LEMA DR SPRING HILL FL 346092945, SPRING HILL, FL 34609-2945

Mortgage

Document Number	0036671210
Date	Feb 4, 2019
Book Page	003667/001210
Instrument	7224

Lender

Name	GOODMORTGAGE.COM
Type	Mortgage Company
Address	TYSONS CORNER, VA 22182

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 3, 2049

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Dec 8, 2017
Property Address	3597 LEMA DR, SPRING HILL, FL 34609-2945
Document Number	0035321785
Book / Page	003532 / 001785
Instrument Date	Nov 30, 2017
Instrument	69208
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	CHELSEA TITLE/THE NATURE COAST

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3597 LEMA DR SPRING HILL FL 346092945, SPRING HILL, FL 34609-2945

Mortgage

Document Number	35321786
Date	Dec 8, 2017
Book Page	003532/001786
Instrument	69209

Lender

Name	RESIDENTIAL ACCPTNC
Address	TAMPA, FL 33607

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 7, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3597 Lema Dr was $2,961.

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,961.00	$207,454 Land $37,500 Building $169,954	$207,454 Land $37,500 Building $169,954
2023		$200,415 (+105.85%) Land $34,835 Building $165,580
2022	$3,043.00 Homeowner's exemption	$97,360	$200,415 Land $31,000 Building $169,415

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3597 Lema Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3597 Lema Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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