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3695 Gulfstream St, Big Pine Key, FL 33043 Property Records

Monroe County property record for 3695 Gulfstream St, Big Pine Key, FL 33043

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 912 sqft · built 1996
Lot Size0.137 acres (5,971 sqft)
OwnerIndividual Name on Record
Last Sale$765,000 (Apr 2024)
Tax Bill$5,383 (2024)
Deeds & MortgagesJul 2017 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN00294210-000000

Property Details

APN / Parcel Number

Primary APN00294210-000000
Alternative APNs
  • 04662900294210000000
  • 1366374

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories2 Stories
Building Area912 sqft Living Area
1st Floor Area920 sqft
FlooringPlywood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 2001
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Foundation TypePile
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area5,971 sqft (0.137 acres)
Garage TypeCarport
CarportCarport

Exterior Amenities

Pool TypePublic / Commercial Pool
PorchOpen Porch
Porch Area236 sqft
FenceFence
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number1366374
Old Parcel Number04662900294210000000
Street Address3695 GULFSTREAM ST
CityBIG PINE KEY
StateFL
Zip33043-6137
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 47 LT 12 PORT PINE HEIGHTS 2ND ADD PB4-167 BIG PINE KEY OR521-1072 OR814-117 OR1158-2093 OR1312-1025 OR2638-1012
Legal Range29E
Legal Township66S
Legal Section04
Legal SubdivisionPORT PINE HEIGHTS 2ND ADD
Legal Block47
Legal Lot Number12
JurisdictionMONROE FL
Township / Civil DivisionLOWER KEYS
Census Block Group1
Census Block1021
Census Tract971402

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3695 GULFSTREAM ST, BIG PINE KEY, FL 33043-6137
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 15, 2024 · Amount on Record
Deed SaleApr 15, 2024 · Amount on Record
Prior SaleJul 21, 2017 · Amount on Record
Deed Document Number2457999
Deed Book / Page3271 / 868
Record UpdatedJun 8, 2026

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateJul 21, 2017
Property Address3695 GULFSTREAM ST, BIG PINE KEY, FL 33043-6137
Document Number0028651430
Book / Page2865 / 1430
Map ReferenceMB4 PG164
Instrument DateJul 18, 2017
Instrument2132218
Transaction TypeTransfer
Record UpdatedJul 29, 2022
Title CompanyTRUE TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,115.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address216 MULBERRY HILL LN, 216, EDENTON, NC 27932-9257

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address3695 GULSTREAM ST BIG PINE KEY, BIG PINE KEY, FL 33043

Mortgage

Document Number0002132219
DateJul 21, 2017
Instrument2132219
Lender
NameE MORTGAGE MANAGEMENT LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2047

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$639,224 (-14.4%) Land $423,813 Building $215,411$639,224 (-14.4%) Land $423,813 Building $215,411
2024$5,383.00 (+0.2%)
2023$5,372.00 (+17.14%)$746,742 (+32.27%) Land $584,091 Building $162,651$746,742 (+32.27%) Land $584,091 Building $162,651
2022$4,586.00$564,551 Land $408,401 Building $156,150$564,551 Land $408,401 Building $156,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 522 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies522 in force
Nearby Flood Claims852 (1979–2017)
Most Recent ClaimOct 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 308 claims
  • Hurricane Wilma, Nov 2005 · 306 claims
  • Hurricane Georges, Oct 1998 · 211 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
AT&T
Fiber		1,000 / 1,000

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