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3687 Gulfstream St, Big Pine Key, FL 33043 Property Records

Monroe County property record for 3687 Gulfstream St, Big Pine Key, FL 33043

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 768 sqft · built 1992
Lot Size0.118 acres (5,159 sqft)
Owner2 Individual Names on File
Last Sale$705,000 (Apr 2024)
Tax Bill$2,539 (2024)
Deeds & MortgagesApr 2024 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN00294200-000000

Property Details

APN / Parcel Number

Primary APN00294200-000000
Alternative APNs
  • 04662900294200000000
  • 1366366

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories2 Stories
Building Area768 sqft Living Area
1st Floor Area768 sqft
AtticAttic
Attic Area891 sqft
FlooringPlywood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 2012
Exterior MaterialCombination
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area5,159 sqft (0.118 acres)
Garage TypeCovered
Garage Area432 sqft

Exterior Amenities

PorchUnfinished Open Porch
Porch Area432 sqft
Deck Area12 sqft
Patio Area12 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Account Number1366366
Street Address3687 GULFSTREAM ST
CityBIG PINE KEY
StateFL
Zip33043-6137
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeACCC
Legal DescriptionBK 47 LT 11 PORT PINE HEIGHTS 2ND ADD BIG PINE KEY PB4-167 OR298-12/13 OR1106-2312 OR1366-888D/C OR1704-1715 OR2009-1030 OR2391-590C/T OR2451-53/54 OR2490-1553/54 OR2646-943/45R/S OR3269-0118
Legal Range29E
Legal Township66S
Legal Section04
Legal SubdivisionPORT PINE HEIGHTS 2ND ADD
Legal Block47
Legal Lot Number11
JurisdictionMONROE FL
Township / Civil DivisionLOWER KEYS
Census Block Group1
Census Block1021
Census Tract971402

Owner

3687 Gulfstream St is owned by two individuals who bought it in April 2024.

Source: Monroe County records, as of December 8, 2025

Owner of Record2 Individual Names on File
Mailing Address10203 SW 105TH ST, MIAMI, FL 33176-3525
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 1, 2024 · Amount on File
Deed SaleApr 1, 2024 · Amount on File
Prior SaleAug 22, 2013 · Amount on File
Deed Document Number20242456321
Deed Book / Page3269 / 118
Prior Transfer DateAug 15, 2013
Prior Transfer Doc0026460943
Record UpdatedJun 8, 2026

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateApr 1, 2024
Property Address3687 GULFSTREAM ST, BIG PINE KEY, FL 33043-6137
Document Number0032690118
Book / Page3269 / 118
Map ReferenceMB 4 PG 167
Instrument DateMar 4, 2024
Instrument2456321
Transaction TypeTransfer
Record UpdatedApr 29, 2024

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,935.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3687 GULFSTREAM ST, BIG PINE KEY, FL 33043-6137

Transferred To (Grantee/Buyer)

NameVerified Name
Address10203 SW 105TH ST, MIAMI, FL 33176-3525

Mortgage

Document Number0002456322
DateApr 1, 2024
Instrument2456322
Lender
NameAFFORDABLE MORTGAGE ADVISORS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2054

Mortgage

Document Number0032690120
DateApr 1, 2024
Book Page3269/120
Instrument2456322
Lender
NameAFFORDABLE MORTGAGE ADVISORS LLC
TypeMortgage Company
Address4640 CAMPBELLS RUN RD, PITTSBURGH, PA 15205
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2054

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$563,842 Land $342,622 Building $221,220$563,842 Land $342,622 Building $221,220
2024$2,539.00 (-21.76%)
2023$3,245.00 (+9.63%) Homeowner's exemption$413,174 (+17.43%)$592,429 (+24.31%) Land $471,275 Building $121,154
2022$2,960.00 Homeowner's exemption$351,849$476,591 Land $352,102 Building $124,489

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3687 Gulfstream St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 522 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies522 in force
Nearby Flood Claims852 (1979–2017)
Most Recent ClaimOct 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 308 claims
  • Hurricane Wilma, Nov 2005 · 306 claims
  • Hurricane Georges, Oct 1998 · 211 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3687 Gulfstream St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
AT&T
Fiber		1,000 / 1,000

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