Polk County property record for 3695 Emerald Ln, Mulberry, FL 33860
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,372 sqft · built 1993 |
| Lot Size | 0.812 acres (35,349 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $256,000 (Sep 2015) |
| Tax Bill | $2,703 (2025) |
| Deeds & Mortgages | May 2020 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 23-29-34-142460-002190 |
| Primary APN | 23-29-34-142460-002190 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,372 sqft Living Area |
| Gross Area | 2,856 sqft |
| 1st Floor Area | 2,372 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 35,349 sqft (0.812 acres) |
| Lot Dimensions | 130 ft deep x 100 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Pool Type | Enclosed Pool |
|---|---|
| Pool Area | 450 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 288 sqft |
| Cooling System | Central |
|---|
| Street Address | 3695 EMERALD LN |
|---|---|
| City | MULBERRY |
| State | FL |
| Zip | 33860-7512 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IMPERIALAKES PHASE TWO SECTION ONE B PB 69 PGS 21 THRU 26 LOT 219 & UNRE LOT 219-A DESC AS BEG AT NE COR LOT 219 RUN N 82 DEG 50 MIN 40 SEC E 223.90 FT S 04 DEG 21 MIN 00 SEC E 100 FT S 82 DEG 50 MIN 40 SEC W 223.90 FT N 04 DEG 21 MIN 00 SEC W 100 FT |
| Legal Range | 23E |
| Legal Township | 29S |
| Legal Section | 34 |
| Legal Subdivision | IMPERIALAKES PHASE TWO SEC 1-B |
| Legal Phase | 2 |
| Legal Tract | 142460 |
| Legal Block | 3 |
| Legal Lot Number | 219 |
| Jurisdiction | POLK FL |
| Township / Civil Division | BARTOW |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 14906 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3695 EMERALD LN, MULBERRY, FL 33860-7512 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 17, 2015 · Amount on Record |
| Deed Sale | Sep 17, 2015 · Amount on Record |
| Deed Document Number | 2015169150 |
| Deed Book / Page | 9629 / 1328 |
| Prior Transfer Date | Aug 4, 2005 |
| Prior Transfer Doc | 0000189311 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 3695 EMERALD LN, MULBERRY, FL 33860-7512 |
| Document Number | 0112491671 |
| Instrument Date | May 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 17, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3695 EMERALD LN MULBERRY FL 338607512, MULBERRY, FL 33860-7512 |
| Document Number | 0112491671 |
|---|---|
| Date | Jun 2, 2020 |
| Book Page | 011249/001671 |
| Instrument | 108085 |
| Name | MIDFLORIDA CU |
|---|---|
| Address | LAKELAND, FL 33802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 1, 2040 |
| Rate Type | Adjustable Rate |
|---|
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $261,167 (+2.7%) | $358,192 (-2.2%) Land $66,000 Building $292,192 | |
| 2025 | $2,703.00 (-14.76%) Homeowner's exemption | $254,301 (+5.99%) | $366,253 (-5.29%) Land $66,000 Building $300,253 |
| 2023 | $3,171.00 (+1.8%) Homeowner's exemption | $239,936 (+3%) | $386,718 (+12.66%) Land $65,000 Building $321,718 |
| 2022 | $3,115.00 Homeowner's exemption | $232,948 | $343,253 Land $58,000 Building $285,253 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 114.1 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 28 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 28 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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