Polk County property record for 3675 Emerald Ln, Mulberry, FL 33860
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,750 sqft · built 1981 |
| Lot Size | 0.812 acres (35,349 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $426,000 (Jul 2022) |
| Tax Bill | $5,309 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage Jul 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 23-29-34-142460-002210 |
| Primary APN | 23-29-34-142460-002210 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,750 sqft Living Area |
| Gross Area | 3,340 sqft |
| 1st Floor Area | 1,814 sqft |
| Upper Floors Area | 936 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 35,349 sqft (0.812 acres) |
| Lot Dimensions | 130 ft deep x 100 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 590 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Screened/Unfinished Porch |
| Porch Area | 278 sqft |
| Patio Area | 300 sqft |
| Cooling System | Central |
|---|
| Street Address | 3675 EMERALD LN |
|---|---|
| City | MULBERRY |
| State | FL |
| Zip | 33860-7512 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IMPERIALAKES PHASE TWO SECTION ONE B PB 69 PGS 21 THRU 26 LOT 221 & UNRE LOT 221-A DESC AS BEG AT NE COR LOT 221 RUN N 82 DEG 50 MIN 40 SEC E 223.90 FT S 04 DEG 21 MIN 00 SEC E 100 FT S 82 DEG 50 MIN 40 SEC W 223.90 FT N 04 DEG 21 MIN 00 SEC W 100 FT |
| Legal Range | 23E |
| Legal Township | 29S |
| Legal Section | 34 |
| Legal Subdivision | IMPERIALAKES PHASE TWO SEC 1-B |
| Legal Phase | 2 |
| Legal Tract | 142460 |
| Legal Block | 3 |
| Legal Lot Number | 221 |
| Jurisdiction | POLK FL |
| Township / Civil Division | BARTOW |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 14906 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3675 EMERALD LN, MULBERRY, FL 33860-7512 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 10, 2024 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Jul 19, 2022 | Warranty Deed, Transfer · FHA Mortgage THE MORTGAGE FIRM INC |
| Nov 18, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 19, 2022 · Amount on Record |
| Deed Sale | Jul 19, 2022 · Amount on Record |
| Prior Sale | Jul 1, 2016 · Amount on Record |
| Deed Document Number | 2022196613 |
| Deed Book / Page | 12344 / 1896 |
| Prior Transfer Date | Nov 12, 2020 |
| Prior Transfer Doc | 0000247422 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 3675 EMERALD LN, MULBERRY, FL 33860-7512 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2024 |
| Name | Verified Name |
|---|---|
| Address | 3675 EMERALD LN, MULBERRY, FL 33860-7512 |
| Document Number | 0000007746 |
|---|---|
| Date | Jan 10, 2024 |
| Book Page | 12969/1163 |
| Instrument | 2024007746 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jan 1, 2064 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jul 19, 2022 |
| Property Address | 3675 EMERALD LN, MULBERRY, FL 33860-7512 |
| Document Number | 0000196613 |
| Book / Page | 12344 / 1896 |
| Map Reference | MB 69 PG 21-26 |
| Instrument Date | Jul 18, 2022 |
| Instrument | 2022196613 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2022 |
| Title Company | INSURED R/E TITLE SERVICES, INSURED RE TTL SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,982.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3675 EMERALD LN, MULBERRY, FL 33860-7512 |
| Document Number | 0123441897 |
|---|---|
| Date | Jul 19, 2022 |
| Instrument | 12344/1897 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Nov 18, 2020 |
| Property Address | 3675 EMERALD LN, MULBERRY, FL 33860-7512 |
| Document Number | 0114601422 |
| Book / Page | 011460 / 001422 |
| Instrument Date | Nov 12, 2020 |
| Instrument | 247422 |
| Transaction Type | Transfer |
| Record Updated | Dec 3, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3675 EMERALD LN MULBERRY FL 338607512, MULBERRY, FL 33860-7512 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $388,179 (-5.48%) Land $66,000 Building $322,179 | $388,179 (-5.48%) Land $66,000 Building $322,179 | |
| 2025 | $5,309.00 (-13.62%) | $410,678 (-4.24%) Land $66,000 Building $344,678 | $410,678 (-4.24%) Land $66,000 Building $344,678 |
| 2024 | $6,146.00 (-1.44%) | ||
| 2023 | $6,236.00 (+130.03%) | $428,844 (+111.77%) Land $65,000 Building $363,844 | $428,844 (+20.26%) Land $65,000 Building $363,844 |
| 2022 | $2,711.00 | $202,507 | $356,596 Land $58,000 Building $298,596 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 114.1 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 28 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 28 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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