36940 Saint Clair St, Willoughby, OH 44094 Property Records

Lake County property record for 36940 Saint Clair St, Willoughby, OH 44094

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 792 sqft · built 1940
Lot Size	0.114 acres (5,001 sqft)
Owner	Individual Name on Record
Tax Bill	$3,530 (2023)
Deeds & Mortgages	Feb 2024 Transfer Feb 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`27-A-027-B-00-008-0`

Property Details

APN / Parcel Number

Primary APN	`27-A-027-B-00-008-0`
Alternative APN	`A 11`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	792 sqft Living Area
1st Floor Area	792 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	5,001 sqft (0.114 acres)
Lot Dimensions	125 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	202 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	A 11
Street Address	36940 SAINT CLAIR ST
City	WILLOUGHBY
State	OH
Zip	44094-4729
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-60
Legal Description	LOT 93, 94, 95 & 107 GORE TRACT
Legal Subdivision	ST. CLAIR ALLOTMENT
Legal Lot Number	20
Jurisdiction	LAKE OH
Township / Civil Division	WILLOUGHBY
Census Block Group	1
Census Block	1027
Census Tract	201500

Owner

Source: Lake County records, as of April 25, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6454 MENTOR PARK BLVD, MENTOR, OH 44060-3737
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2024	Transfer on Death Deed, Transfer ENTERPRISE TITLE AGENCY, ENTERPRISE TITLE AGENCY INC
Feb 2, 2023	Transfer on Death Deed, Transfer ENTERPRISE TITLE AGENCY, ENTERPRISE TITLE AGENCY INC
May 24, 2019	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Oct 6, 2017	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 15, 2024
Deed Sale	Feb 15, 2024
Prior Sale	Nov 23, 2005 · Amount on Record
Deed Document Number	0000002935
Record Updated	Jun 7, 2026

February 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LAKE OH
Recording Date	Feb 15, 2024
Property Address	36940 SAINT CLAIR ST, WILLOUGHBY, OH 44094-4729
Document Number	0000002935
Map Reference	VOL E PG 54
Instrument Date	Feb 15, 2024
Instrument	2024R002935
Transaction Type	Transfer
Record Updated	Feb 26, 2024
Title Company	ENTERPRISE TITLE AGENCY, ENTERPRISE TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6454 MENTOR PARK BLVD, MENTOR, OH 44060-3737

February 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LAKE OH
Recording Date	Feb 2, 2023
Property Address	36940 SAINT CLAIR ST, WILLOUGHBY, OH 44094-4729
Document Number	0000001888
Map Reference	VOL E PG 54
Instrument Date	Feb 2, 2023
Instrument	2023R001888
Transaction Type	Transfer
Record Updated	Feb 16, 2023
Title Company	ENTERPRISE TITLE AGENCY, ENTERPRISE TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7937 MORLEY RD # KINE, KINE, CONCORD TOWNSHIP, OH 44060-8030

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	36940 SAINT CLAIR ST, WILLOUGHBY, OH 44094-4729
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011730
Date	May 24, 2019
Instrument	2019R011730

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	MENTOR, OH 44060

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 24, 2029

Interest

Rate Type	Adjustable Rate

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE OH
Recording Date	Oct 6, 2017
Property Address	36940 SAINT CLAIR ST, WILLOUGHBY, OH 44094-4729
Document Number	0000026870
Map Reference	VOL E PG54
Instrument Date	Oct 5, 2017
Instrument	2017R026870
Transaction Type	Transfer
Record Updated	May 17, 2021
Title Company	ENTERPRISE TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36940 SAINT CLAIR ST, WILLOUGHBY, OH 44094-4729
Investor	Possibly a Property Investor

Mortgage

Document Number	0000026871
Date	Oct 6, 2017
Instrument	2017R026871

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Willoughby City
Unified School District	Willoughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,530.00 (+97.76%) Homeowner's exemption Senior Citizen's exemption	$37,290 (-) Land $9,580 Building $27,710
2022	$1,785.00 Homeowner's exemption Senior Citizen's exemption	$37,290 Land $9,580 Building $27,710
2021			$106,540 Land $27,380 Building $79,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	15 (1989–2014)
Most Recent Claim	Jan 2014 · river or lake flooding
Claims by Event	Severe Storms, Straight Line Winds, And Flooding, Jul 2006 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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