36934 Saint Clair St, Willoughby, OH 44094 Property Records

Lake County property record for 36934 Saint Clair St, Willoughby, OH 44094

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 882 sqft · built 1950
Lot Size	0.114 acres (5,001 sqft)
Owner	Owner Name on Record
Last Sale	$87,500 (Dec 2003)
Tax Bill	$2,842 (2023)
Deeds & Mortgages	Apr 2022 Mortgage Apr 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`27-A-027-B-00-007-0`

Property Details

APN / Parcel Number

Primary APN	`27-A-027-B-00-007-0`
Alternative APN	`A 12`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	882 sqft Living Area
1st Floor Area	720 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	5,001 sqft (0.114 acres)
Lot Dimensions	125 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Deck Area	80 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Account Number	A 12
Street Address	36934 SAINT CLAIR ST
City	WILLOUGHBY
State	OH
Zip	44094-4729
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-60
Legal Description	LOT 93, 94, 95 & 107 GORE TRACT
Legal Subdivision	ST. CLAIR ALLOTMENT
Legal Lot Number	19
Jurisdiction	LAKE OH
Township / Civil Division	WILLOUGHBY
Census Block Group	1
Census Block	1027
Census Tract	201500

Owner

Source: Lake County records, as of April 25, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	36934 SAINT CLAIR ST, WILLOUGHBY, OH 44094-4729
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC
Apr 1, 2020	Loan Modification, Mortgage · Conventional Mortgage OTHER INSTITUTIONAL LENDERS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2003 · Amount on Record
Deed Sale	Dec 30, 2003 · Amount on Record
Prior Sale	Feb 22, 1996 · Amount on Record
Deed Document Number	5759
Record Updated	Jun 7, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	36934 SAINT CLAIR ST, WILLOUGHBY, OH 44094-4729
Transaction Type	Mortgage
Record Updated	May 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010056
Date	Apr 6, 2022
Instrument	2022R010056

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2037

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAKE OH
Property Address	36934 SAINT CLAIR ST, WILLOUGHBY, OH 44094-4729
Document Number	0000024038
Instrument Date	Apr 1, 2020
Transaction Type	Mortgage
Record Updated	Sep 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36934 SAINT CLAIR ST WILLOUGHBY OH 440944729, WILLOUGHBY, OH 44094-4729

Mortgage

Document Number	0000024038
Date	Aug 26, 2020
Instrument	24038

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	SALT LAKE CITY, UT 84119

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 25, 2035

Interest

Rate	3.75%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Willoughby City
Unified School District	Willoughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,842.00 (+52.22%) Homeowner's exemption	$30,020 (-) Land $9,580 Building $20,440
2022	$1,867.00 Homeowner's exemption	$30,020 Land $9,580 Building $20,440
2021			$85,770 Land $27,380 Building $58,390

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	15 (1989–2014)
Most Recent Claim	Jan 2014 · river or lake flooding
Claims by Event	Severe Storms, Straight Line Winds, And Flooding, Jul 2006 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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