3692 Cameo Dr, Oceanside, CA 92056 Property Records

San Diego County property record for 3692 Cameo Dr, Oceanside, CA 92056 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,900 sqft · built 1987
Lot Size	0.377 acres (16,402 sqft)
Owner	2 Individual Names on File
Last Sale	$575,000 (Sep 2020)
Tax Bill	$7,007 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Nov 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`165-592-23-00`

Property Details

APN / Parcel Number

Primary APN	`165-592-23-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	1,900 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Lot Area	16,402 sqft (0.377 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3692 CAMEO DR
City	OCEANSIDE
State	CA
Zip	92056-6339
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 171 TR 010052
Legal Subdivision	MIRA COSTA ESTATES
Legal Tract	010052
Legal Block	1
Legal Lot Number	171
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1001
Census Tract	18516

Owner

Source: San Diego County records · APN 165-592-23-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3692 CAMEO DR, OCEANSIDE, CA 92056-6339
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2024	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Nov 16, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Sep 01, 2020	Grant Deed, Transfer · FHA Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 01, 2020 · Amount on Record
Deed Sale	Sep 01, 2020 · Amount on Record
Prior Sale	Aug 15, 1986 · Amount on Record
Deed Document Number	2020505212
Prior Transfer Date	Oct 29, 2015
Prior Transfer Doc	0000019120
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3692 CAMEO DR, OCEANSIDE, CA 92056-6339
Transaction Type	Mortgage
Record Updated	Feb 08, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3692 CAMEO DR, OCEANSIDE, CA 92056-6339

Mortgage

Document Number	0000025351
Date	Jan 31, 2024
Instrument	2024-0025351

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	320 Months
Due	Sep 01, 2050

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3692 CAMEO DR, OCEANSIDE, CA 92056-6339
Transaction Type	Mortgage
Record Updated	Nov 23, 2022
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3692 CAMEO DR, OCEANSIDE, CA 92056-6339

Mortgage

Document Number	0000438361
Date	Nov 16, 2022
Instrument	2022-0438361

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	334 Months
Due	Sep 01, 2050

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 01, 2020
Property Address	3692 CAMEO DR, OCEANSIDE, CA 92056-6339
Document Number	0000505212
Map Reference	MAP 10052
Instrument Date	Aug 14, 2020
Instrument	2020-0505212
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	FIRST AMERICAN TTL SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3692 CAMEO DR, OCEANSIDE, CA 92056-6339

Mortgage

Document Number	0000505213
Date	Sep 01, 2020
Instrument	2020-0505213

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$634,843 (+2%) Land $386,427 Building $248,416
2025	$7,007.00 (+5.18%)	$622,396 (+4.04%) Land $378,850 Building $243,546
2023	$6,662.00 (+1.54%)	$598,230 Land $364,140 Building $234,090
2022	$6,561.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730185161, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 2% of the US · above 2% of California
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 522 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, Generate-Ubiquity Holdings, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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