San Diego County property record for 3687 Cameo Dr, Oceanside, CA 92056 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,398 sqft · built 1987 |
| Lot Size | 0.4 acres (17,423 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $385,000 (Nov 2010) |
| Tax Bill | $5,485 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 165-592-18-00 |
| Primary APN | 165-592-18-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,398 sqft Living Area |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Lot Area | 17,423 sqft (0.4 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 3687 CAMEO DR |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92056-6340 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 166 TR 010052 |
| Legal Subdivision | MIRA COSTA ESTATES |
| Legal Tract | 010052 |
| Legal Block | 1 |
| Legal Lot Number | 166 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 18517 |
Source: San Diego County records · APN 165-592-18-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3687 CAMEO DR, OCEANSIDE, CA 92056-6340 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 10, 2010 · Amount on Record |
| Deed Sale | Nov 10, 2010 · Amount on Record |
| Prior Sale | Sep 19, 1986 · Amount on Record |
| Deed Document Number | 2010613281 |
| Prior Transfer Date | Aug 15, 2000 |
| Prior Transfer Doc | 0000445434 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3687 CAMEO DR, OCEANSIDE, CA 92056-6340 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 3687 CAMEO DR, OCEANSIDE, CA 92056-6340 |
| Document Number | 0000320480 |
|---|---|
| Date | Aug 08, 2022 |
| Instrument | 2022-0320480 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | TAMPA, FL 33634 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $503,102 (+2%) Land $85,649 Building $417,453 | |
| 2025 | $5,485.00 (+5.24%) Homeowner's exemption | $493,238 (+4.04%) Land $83,970 Building $409,268 |
| 2023 | $5,212.00 (+1.56%) Homeowner's exemption | $474,087 Land $80,710 Building $393,377 |
| 2022 | $5,132.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730185171, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2025, rainfall accumulation |
| Wildfire Risk | Low above 2% of the US · above 2% of California |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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