3691 Pendleton St Ext, Cortland, NY 13045 Property Records

Cortland County and Cortlandville Town property record for 3691 Pendleton St Ext, Cortland, NY 13045

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,976 sqft · built 2002
Lot Size0.908 acres (39,566 sqft)
Owner2 Individual Names on File
Last Sale$450,000 (Feb 2024)
Tax Bill$8,905 (2026)
Deeds & MortgagesFeb 2024 Sale
Feb 2024 Mortgage
Flood ZoneZone X (minimal risk)
APN112289 96.08-01-10.000

Property Details

APN / Parcel Number

Primary APN112289 96.08-01-10.000
Alternative APN
  • 228909600800010100000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,976 sqft Living Area
1st Floor Area1,976 sqft

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area39,566 sqft (0.908 acres)
Lot Dimensions263 ft deep x 150 ft wide
Garage TypeAttached
Garage Area1,536 sqft
Parking Spaces6 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area280 sqft
Shed1 Shed
Pole BarnPole Barn

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address3691 PENDLETON STREET EXT
CityCORTLAND
StateNY
Zip13045-8810
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code03 - MULTI
Legal Block1
Legal Lot Number10.000
JurisdictionCORTLAND NY
Township / Civil DivisionCORTLANDVILLE
Census Block Group3
Census Block3011
Census Tract970400

Owner

3691 Pendleton St Ext is owned and occupied by two individuals who bought it in February 2024.

Source: Cortland County and Cortlandville Town records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address3691 PENDLETON STREET EXT, CORTLAND, NY 13045-8810
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 15, 2024Warranty Deed, Transfer
Feb 15, 2024Warranty Deed, Transfer · ARM
CFCU COMMUNITY CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 15, 2024 · Amount on File
Deed SaleFeb 15, 2024 · Amount on File
Deed Document Number2024663
Record UpdatedOct 29, 2026

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCORTLAND NY
Recording DateFeb 15, 2024
Property Address3691 PENDLETON STREET EXT, CORTLAND, NY 13045-8810
Document Number0000000663
Instrument DateJan 29, 2024
Instrument2024-00663
Transaction TypeTransfer
Record UpdatedMar 5, 2024

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address324 MARYLAND AVE, YORK, PA 17404-2614

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCORTLAND NY
Recording DateFeb 15, 2024
Property Address3691 PENDLETON STREET EXT, CORTLAND, NY 13045-8810
Document Number0000000662
Instrument DateDec 13, 2023
Instrument2024-00662
Transaction TypeTransfer
Record UpdatedMar 5, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3691 PENDLETON STREET EXT, CORTLAND, NY 13045-8810

Mortgage

Document Number0000000665
DateFeb 15, 2024
Instrument2024-00665
Lender
NameCFCU COMMUNITY CU
TypeCredit Union
Agreement
TypeARM
AmountAmount on Record
Term361 Months
DueMar 1, 2054
Interest
Rate TypeAdjustable Rate
Rate6.8%
Type Change DateMar 1, 2029
Index1-Year CMT

Tax Assessment & Valuation

The 2026 property tax bill for 3691 Pendleton St Ext was $8,905, up 98.4% from the year before.

Source: Cortland County and Cortlandville Town assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyCortland County
County SubdivisionCortlandville Town
Unified School DistrictCortland City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,905.00 (+98.37%)
2025$4,489.00$200,000 Land $21,100 Building $178,900$317,460 Land $33,492 Building $283,968
2023$3,658.00 Homeowner's exemption Senior Citizen's exemption$165,000 Land $21,100 Building $143,900$235,714 Land $30,143 Building $205,571

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3691 Pendleton St Ext in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective August 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims3 (1996–2020)
Most Recent ClaimDec 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3691 Pendleton St Ext is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: T-Mobile, Verizon.

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