3683 Pendleton St Ext, Cortland, NY 13045 Property Records

Cortland County and Cortlandville Town property record for 3683 Pendleton St Ext, Cortland, NY 13045

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,514 sqft · built 1955
Lot Size	0.608 acres (26,495 sqft)
Owner	Individual Name on Record
Last Sale	$60,000 (Jul 2026)
Tax Bill	$4,073 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit Jul 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`112289 96.08-01-11.000`

Property Details

APN / Parcel Number

Primary APN	`112289 96.08-01-11.000`
Alternative APN	`228909600800010110000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,514 sqft Living Area
1st Floor Area	1,514 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	26,495 sqft (0.608 acres)
Lot Dimensions	265 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	1,080 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	324 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3683 PENDLETON STREET EXT
City	CORTLAND
State	NY
Zip	13045-8810
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03 - MULTI
Legal Block	1
Legal Lot Number	11.000
Jurisdiction	CORTLAND NY
Township / Civil Division	CORTLANDVILLE
Census Block Group	3
Census Block	3011
Census Tract	970400

Owner

Source: Cortland County and Cortlandville Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1940 PUDERBAUGH RD, DRYDEN, NY 13053-9431
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2026	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK
Jul 27, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK
Jun 8, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2026 · Amount on Record
Deed Sale	Jul 27, 2026 · Amount on Record
Prior Sale	Jan 17, 2003 · Amount on Record
Deed Document Number	20263336
Prior Transfer Date	Jun 1, 2026
Prior Transfer Doc	0000002466
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CORTLAND NY
Recording Date	Sep 2, 2026
Property Address	3683 PENDLETON STREET EXT, CORTLAND, NY 13045-8810
Document Number	0000003934
Instrument Date	Aug 20, 2026
Instrument	20263934
Transaction Type	Mortgage
Record Updated	Sep 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3683 PENDLETON STREET EXT, CORTLAND, NY 13045-8810

Mortgage

Document Number	0000003934,
Date	Sep 2, 2026
Instrument	20263934

Lender

Name	FIRST NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Max Rate	-1%

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CORTLAND NY
Recording Date	Jul 27, 2026
Property Address	3683 PENDLETON STREET EXT, CORTLAND, NY 13045-8810
Document Number	0000003336
Instrument Date	Jul 24, 2026
Instrument	20263336
Transaction Type	Transfer
Record Updated	Aug 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$24,240.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1940 PUDERBAUGH RD, DRYDEN, NY 13053-9431

Mortgage

Document Number	0000003337,
Date	Jul 27, 2026
Instrument	20263337

Lender

Name	FIRST NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.52%
Max Rate	-1%

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CORTLAND NY
Recording Date	Jun 8, 2026
Property Address	3683 PENDLETON STREET EXT, CORTLAND, NY 13045-8810
Document Number	0000002466
Instrument Date	Jun 1, 2026
Instrument	20262466
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3683 PENDLETON STREET EXT, CORTLAND, NY 13045-8810

Tax Assessment & Valuation

Source: Cortland County and Cortlandville Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Cortland County
County Subdivision	Cortlandville Town
Unified School District	Cortland City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,073.00 (+97.43%) Homeowner's exemption
2025	$2,063.00 (+1.68%)	$91,000 (-) Land $19,900 Building $71,100	$144,444 (+11.11%) Land $31,587 Building $112,857
2023	$2,029.00 Homeowner's exemption	$91,000 Land $19,900 Building $71,100	$130,000 Land $28,429 Building $101,571

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1996–2020)
Most Recent Claim	Dec 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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