369 Pearson St, Ferndale, MI 48220 Property Records

Oakland County property record for 369 Pearson St, Ferndale, MI 48220

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,340 sqft · built 1925
Lot Size	0.159 acres (6,926 sqft)
Owner	Individual Name on File
Last Sale	$262,500 (Jan 2024)
Tax Bill	$6,735 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Jan 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-25-34-176-015`

Property Details

APN / Parcel Number

Primary APN	`24-25-34-176-015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,340 sqft Living Area
1st Floor Area	1,094 sqft
Basement Area	951 sqft
Unfinished Basement	951 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 2004
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,926 sqft (0.159 acres)
Lot Dimensions	138 ft deep x 50 ft wide

Exterior Amenities

Porch	Slab
Porch Area	112 sqft
Deck Area	112 sqft
Patio Area	112 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	369 PEARSON ST
City	FERNDALE
State	MI
Zip	48220-1824
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T1N, R11E, SEC 34 ADD TO GREENWOOD PARK LOT 247 & N 1/2 OF VAC ALLEY ADJ TO SAME
Legal Range	11E
Legal Township	01N
Legal Section	34
Legal Subdivision	PARK
Legal Lot Number	247
Jurisdiction	OAKLAND MI
Township / Civil Division	FERNDALE
Census Block Group	2
Census Block	2007
Census Tract	173400

Owner

369 Pearson St is owned and occupied by an individual who bought it in January 2024.

Source: Oakland County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	369 PEARSON ST, FERNDALE, MI 48220-1824
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2025	Deed of Trust, Mortgage · Conventional Mortgage NEXT DOOR LENDING LLC
Jan 22, 2024	Warranty Deed, Transfer · Conventional Mortgage NEXT DOOR LENDING LLC
Jun 23, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 22, 2024 · Amount on File
Deed Sale	Jan 22, 2024 · Amount on File
Prior Sale	Dec 1, 1998 · Amount on File
Deed Document Number	20246924
Deed Book / Page	59124 / 451
Prior Transfer Date	Jun 15, 2021
Prior Transfer Doc	0000158964
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	369 PEARSON ST, FERNDALE, MI 48220-1824
Transaction Type	Mortgage
Record Updated	Nov 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	369 PEARSON ST, FERNDALE, MI 48220-1824

Mortgage

Document Number	20250142240
Date	Nov 12, 2025
Book Page	60693/130
Instrument	20250142240

Lender

Name	NEXT DOOR LENDING LLC
Type	Mortgage Company
Address	FRANKLIN, MI 48025

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jan 22, 2024
Property Address	369 PEARSON ST, FERNDALE, MI 48220-1824
Document Number	0000006924
Book / Page	59124 / 451
Map Reference	LB 8 PG 18
Instrument Date	Jan 16, 2024
Instrument	6924
Transaction Type	Transfer
Record Updated	Feb 5, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,968.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	369 PEARSON ST, FERNDALE, MI 48220-1824

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30536 BOBRICH ST, LIVONIA, MI 48152-3457

Mortgage

Document Number	0059124600
Date	Jan 22, 2024
Instrument	59124/600

Lender

Name	NEXT DOOR LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Jun 23, 2021
Property Address	369 PEARSON ST, FERNDALE, MI 48220-1824
Document Number	0000158964
Book / Page	56439 / 390
Map Reference	LB 8 PG 18
Instrument Date	Jun 15, 2021
Instrument	158964
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	369 PEARSON ST, FERNDALE, MI 48220-1824

Tax Assessment & Valuation

The 2025 property tax bill for 369 Pearson St was $6,735 with a homeowner's exemption, up 77.5% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Ferndale City
Unified School District	Ferndale Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,735.00 (+77.47%) Homeowner's exemption	$135,000	$270,000
2024	$3,795.00
2023		$136,320	$272,640
2021	$4,666.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 369 Pearson St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 369 Pearson St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 22,105 people · EPA ID MI0002280
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	May 2021
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Nov 2020
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 847 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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