Oakland County property record for 364 Pearson St, Ferndale, MI 48220
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,582 sqft · built 1950 |
| Lot Size | 0.148 acres (6,447 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $445,000 (Feb 2026) |
| Tax Bill | $6,982 (2025) |
| Deeds & Mortgages | Feb 2026 Sale & Mortgage May 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-25-34-132-047 |
| Primary APN | 24-25-34-132-047 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,582 sqft Living Area |
| 1st Floor Area | 711 sqft |
| Basement Area | 711 sqft |
| Unfinished Basement | 711 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,447 sqft (0.148 acres) |
| Lot Dimensions | 129 ft deep x 50 ft wide |
| Garage Area | 287 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 30 sqft |
| Patio Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 364 PEARSON ST |
|---|---|
| City | FERNDALE |
| State | MI |
| Zip | 48220-1825 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T1N, R11E, SEC 34 ADD TO GREENWOOD PARK LOT 217, ALSO 1/2 OF VAC ALLEY ADJ TO SAME |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 34 |
| Legal Subdivision | PARK |
| Legal Lot Number | 217 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | FERNDALE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 173400 |
364 Pearson St is owned and occupied by two individuals who bought it in February 2026.
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 321 W LAFAYETTE BLVD, 602, DETROIT, MI 48226-2727 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Feb 18, 2026 | Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP |
| May 6, 2020 | Deed of Trust, Mortgage · Line of Credit MICHIGAN SCHOOLS & GOV'T CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 18, 2026 · Amount on File |
| Deed Sale | Feb 18, 2026 · Amount on File |
| Prior Sale | Jul 20, 2016 · Amount on File |
| Deed Document Number | 202620133 |
| Deed Book / Page | 60951 / 328 |
| Prior Transfer Date | Aug 6, 2025 |
| Prior Transfer Doc | 0000100674 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Feb 18, 2026 |
| Property Address | 364 PEARSON ST, FERNDALE, MI 48220-1825 |
| Document Number | 20260020133 |
| Book / Page | 60951 / 328 |
| Map Reference | LB 8 PG 18 |
| Instrument Date | Feb 9, 2026 |
| Instrument | 20260020133 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2026 |
| Title Company | TITLE RX AGENCY, TITLE WRX AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,337.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 364 PEARSON ST, FERNDALE, MI 48220-1825 |
| Name | Verified Name |
|---|---|
| Address | 321 WEST LAFAYETTER BLVD #602 # 602, 602, DETROIT, MI 48226-2727 |
| Document Number | 0060951331 |
|---|---|
| Date | Feb 18, 2026 |
| Instrument | 60951/331 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 364 PEARSON ST, FERNDALE, MI 48220-1825 |
| Document Number | 0000110172 |
| Instrument Date | May 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 364 PEARSON ST FERNDALE MI 482201825, FERNDALE, MI 48220-1825 |
| Document Number | 0000110172 |
|---|---|
| Date | Jun 8, 2020 |
| Book Page | 054320/000526 |
| Instrument | 110172 |
| Name | MICHIGAN SCHOOLS & GOV'T CU |
|---|---|
| Type | Credit Union |
| Address | RAY, MI 48096 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jun 7, 2045 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 364 Pearson St was $6,982 with a homeowner's exemption, down 3.1% from the year before.
Source: Oakland County assessment roll, as of February 4, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Ferndale City |
| Unified School District | Ferndale Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,982.00 (-3.08%) Homeowner's exemption | $205,290 | $410,580 |
| 2024 | $7,204.00 | ||
| 2023 | $190,390 | $380,780 | |
| 2021 | $6,811.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 364 Pearson St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 364 Pearson St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FERNDALE serves 22,105 people · EPA ID MI0002280 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | May 2021 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead public education Nov 2020 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 847 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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