Rutherford County property record for 369 Holmes Rd, Lake Lure, NC 28746
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,264 sqft · built 1950 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $6,181 (2022) |
| Deeds & Mortgages | Jul 2020 Line of Credit May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0216645 |
| Primary APN | 0216645 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,264 sqft Heated Area |
| Basement Area | 666 sqft |
| Finished Basement | 666 sqft |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,375 sqft (0.33 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 88 sqft |
| Deck Area | 532 sqft |
| Patio Area | 685 sqft |
| Cooling System | Fan Cooling |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 369 HOLMES RD |
|---|---|
| City | LAKE LURE |
| State | NC |
| Zip | 28746-9835 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOTS 24 & 25 LO:24 PL:23-72 |
| Legal Subdivision | LUREMONT SECTION NO 2 |
| Legal Lot Number | 24 |
| Jurisdiction | RUTHERFORD NC |
| Township / Civil Division | CHIMNEY ROCK |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 960302 |
Source: Rutherford County records, as of August 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 369 HOLMES RD, LAKE LURE, NC 28746-9835 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 14, 2020 | Deed of Trust, Mortgage · Line of Credit UNITED FCU |
| May 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED FCU |
| Jun 20, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 19, 2018 |
| Transfer Doc | 0020080635 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD NC |
| Property Address | 369 HOLMES RD, LAKE LURE, NC 28746-9835 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0020343762 |
|---|---|
| Date | Jul 14, 2020 |
| Book Page | 2034/3762 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT JOSEPH, MI 49085 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 25, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD NC |
| Property Address | 369 HOLMES RD, LAKE LURE, NC 28746-9835 |
| Document Number | 0020330954 |
| Instrument Date | May 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 369 HOLMES RD LAKE LURE NC 287469835, LAKE LURE, NC 28746-9835 |
| Document Number | 0020330954 |
|---|---|
| Date | May 27, 2020 |
| Book Page | 002033/000954 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT JOSEPH, MI 49085 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 26, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | RUTHERFORD NC |
| Recording Date | Jun 20, 2018 |
| Property Address | 369 HOLMES RD, LAKE LURE, NC 28746-9835 |
| Document Number | 0020080635 |
| Book / Page | 002008 / 000635 |
| Instrument Date | Jun 19, 2018 |
| Instrument | 11766 |
| Transaction Type | Transfer |
| Record Updated | Jul 4, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 369 HOLMES RD LAKE LURE NC 287469835, LAKE LURE, NC 28746-9835 |
Source: Rutherford County assessment roll, as of August 29, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rutherford County |
| Municipality | Lake Lure Town |
| Unified School District | Rutherford County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $879,000 (+0.02%) Land $450,000 Building $429,000 | $879,000 (+0.02%) Land $450,000 Building $429,000 | |
| 2023 | $878,800 Land $450,000 Building $428,800 | $878,800 Land $450,000 Building $428,800 | |
| 2022 | $6,181.00 | ||
| 2021 | $6,181.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 25 (2022–2024) |
| Claims Outside the SFHA | 5 of 25 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.4% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vyve Broadband Cable | 1,000 / 50 |
| Skyrunner Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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