329 Holmes Rd, Lake Lure, NC 28746 Property Records

Rutherford County property record for 329 Holmes Rd, Lake Lure, NC 28746

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,714 sqft · built 1927
Lot Size	0.58 acres (25,265 sqft)
Owner	Individual Name on Record
Last Sale	$775,000 (Nov 2015)
Tax Bill	$5,473 (2022)
Flood Zone	Zone X (minimal risk)
APN	`1647862`

Property Details

APN / Parcel Number

Primary APN	`1647862`
Alternative APN	`54024`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,714 sqft Heated Area
Gross Area	2,394 sqft
Basement Area	680 sqft
Unfinished Basement	680 sqft
Flooring	Carpet
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1969
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	25,265 sqft (0.58 acres)
Porch	Enclosed Porch
Porch Area	878 sqft
Patio Area	560 sqft

Utilities, Heating & Cooling

Cooling System	Fan Cooling
Heating System	Heat Pump

Location & Zoning

Account Number	54024
Street Address	329 HOLMES RD
City	LAKE LURE
State	NC
Zip	28746-9835
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PL32-154
Legal Subdivision	MAP 22620
Legal Block	1
Legal Lot Number	14
Jurisdiction	RUTHERFORD NC
Township / Civil Division	CHIMNEY ROCK
Census Block Group	2
Census Block	2008
Census Tract	960302

Owner

Source: Rutherford County records, as of September 13, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	329 HOLMES RD, LAKE LURE, NC 28746-9835
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2015 · Amount on Record
Deed Sale	Nov 10, 2015 · Amount on Record
Prior Sale	Oct 6, 2010 · Amount on Record
Deed Document Number	0001115865
Deed Book / Page	1012 / 015
Record Updated	Jun 7, 2026

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Municipality	Lake Lure Town
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$688,600 Land $450,000 Building $238,600	$688,600 Land $450,000 Building $238,600
2022	$5,473.00
2021	$5,473.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	25 (2022–2024)
Claims Outside the SFHA	5 of 25
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	1,000 / 50
Skyrunner Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20