3689 Via Bernardo, Oceanside, CA 92056 Property Records

San Diego County property record for 3689 Via Bernardo, Oceanside, CA 92056 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,240 sqft · built 1991
Lot Size	0.108 acres (4,725 sqft)
Owner	Company Name on File
Last Sale	$185,500 (Jan 1993)
Tax Bill	$3,605 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`169-473-04-00`

Property Details

APN / Parcel Number

Primary APN	`169-473-04-00`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,240 sqft Living Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Lot Area	4,725 sqft (0.108 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3689 VIA BERNARDO
City	OCEANSIDE
State	CA
Zip	92056-7233
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 TR 011816
Legal Subdivision	SOUTH RIDGE TRAILS
Legal Tract	011816
Legal Block	2
Legal Lot Number	4
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2003
Census Tract	19808

Owner

Source: San Diego County records · APN 169-473-04-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	3689 VIA BERNARDO, OCEANSIDE, CA 92056-7233
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Feb 09, 2022	Deed of Trust, Mortgage · Line of Credit MISSION FCU
Mar 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage WINNPOINTE CORPORATION

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 04, 1993 · Amount on Record
Deed Sale	Jan 04, 1993 · Amount on Record
Deed Document Number	19931492
Last Transfer Date	Dec 18, 2008
Transfer Doc	0000659761
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3689 VIA BERNARDO, OCEANSIDE, CA 92056-7233
Transaction Type	Mortgage
Record Updated	Feb 17, 2022
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3689 VIA BERNARDO, OCEANSIDE, CA 92056-7233

Mortgage

Document Number	0000061031
Date	Feb 09, 2022
Instrument	2022-0061031

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Feb 28, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3689 VIA BERNARDO, OCEANSIDE, CA 92056-7233
Transaction Type	Mortgage
Record Updated	Apr 01, 2021
Title Company	ORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3689 VIA BERNARDO, OCEANSIDE, CA 92056-7233

Mortgage

Document Number	0000210422
Date	Mar 18, 2021
Instrument	2021-0210422

Lender

Name	WINNPOINTE CORPORATION
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 01, 2036

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$327,998 (+2%) Land $85,308 Building $242,690
2025	$3,605.00 (+8.72%) Homeowner's exemption	$321,568 (+4.04%) Land $83,636 Building $237,932
2023	$3,316.00 (+0.3%) Homeowner's exemption	$309,084 Land $80,390 Building $228,694
2022	$3,306.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 836 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
Spectrum	Cable	1,000 / 1,000
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA, AT&T, Verizon, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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