San Diego County property record for 3685 Via Bernardo, Oceanside, CA 92056
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,585 sqft · built 1991 |
| Lot Size | 0.108 acres (4,725 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $500,000 (Jul 2014) |
| Tax Bill | $6,840 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Mar 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 169-473-05-00 |
| Primary APN | 169-473-05-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,585 sqft Living Area |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Lot Area | 4,725 sqft (0.108 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 3685 VIA BERNARDO |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92056-7231 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-A |
| Legal Description | LOT 5 TR 011816 |
| Legal Subdivision | SOUTH RIDGE TRAILS |
| Legal Tract | 011816 |
| Legal Block | 2 |
| Legal Lot Number | 5 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 19808 |
Source: San Diego County records · APN 169-473-05-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3685 VIA BERNARDO, OCEANSIDE, CA 92056-7231 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WINNPOINTE CORPORATION |
| Mar 02, 2018 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Jun 29, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage WINNPOINTE CORPORATION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 11, 2014 · Amount on Record |
| Deed Sale | Jul 11, 2014 · Amount on Record |
| Prior Sale | Jan 20, 1993 · Amount on Record |
| Deed Document Number | 2014289806 |
| Prior Transfer Date | Jul 08, 2014 |
| Prior Transfer Doc | 0000289805 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3685 VIA BERNARDO, OCEANSIDE, CA 92056-7231 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2021 |
| Title Company | ORANGE COAST TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 3685 VIA BERNARDO, OCEANSIDE, CA 92056-7231 |
| Document Number | 0000569979 |
|---|---|
| Date | Aug 10, 2021 |
| Instrument | 2021-0569979 |
| Name | WINNPOINTE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | ORANGE, CA 92868 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3685 VIA BERNARDO, OCEANSIDE, CA 92056-7231 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000082234 |
|---|---|
| Date | Mar 02, 2018 |
| Instrument | 2018-0082234 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 11, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 29, 2020 |
| Property Address | 3685 VIA BERNARDO, OCEANSIDE, CA 92056-7231 |
| Document Number | 0000338146 |
| Map Reference | MAP 11816 |
| Instrument Date | Jun 10, 2020 |
| Instrument | 2020-0338146 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | ORANGE COAST TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3685 VIA BERNARDO, OCEANSIDE, CA 92056-7231 |
| Document Number | 0000338147 |
|---|---|
| Date | Jun 29, 2020 |
| Instrument | 2020-0338147 |
| Name | WINNPOINTE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2050 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Vista Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $612,935 (+2%) Land $150,710 Building $462,225 | |
| 2025 | $6,840.00 (+8.64%) | $600,917 (+4.04%) Land $147,755 Building $453,162 |
| 2023 | $6,296.00 (+0.25%) | $577,584 Land $142,018 Building $435,566 |
| 2022 | $6,280.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: California Internet, T-Mobile USA, Verizon.
Based on FCC filings for 836 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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