3689 SW Co Rd 344, Bell, FL 32619 Property Records

Gilchrist County property record for 3689 SW Co Rd 344, Bell, FL 32619

Property Summary

Property Type	Pasture
Details	3 bd · 2 ba · 1,144 sqft · built 2011
Lot Size	16 acres (697,395 sqft)
Owner	2 Individual Names on Record
Last Sale	$105,000 (Dec 2004)
Tax Bill	$297 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Apr 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`36-09-14-0000-0002-0000`

Property Details

APN / Parcel Number

Primary APN	`36-09-14-0000-0002-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,144 sqft Gross Area
1st Floor Area	1,144 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Aluminum/Vinyl
Construction Type	Steel Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	697,395 sqft (16 acres)
Deck Area	12 sqft
Patio Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3689 SW COUNTY ROAD 344
City	BELL
State	FL
Zip	32619-1777
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Pasture
Legal Description	COM AT NW/C OF NE/4 OF NW/4 36-9-14 THENCE RUN S 27.62 FT TO SOUTHERLY R/W BDRY OF CR 344 & POB FROM SAID POB RUN N 88 DEG E ALG R/W BDRY 753.39 FT THENCE LEAVING R/W BDRY RUN S 925.86 FT THENCE RUN S 88 DEG W 753.36 FT THENCE RUN N 924.80 FT TO POB
Legal Range	14E
Legal Township	09S
Legal Section	36
Legal Subdivision	THENCE RUN
Legal Lot Number	200
Jurisdiction	GILCHRIST FL
Township / Civil Division	TRENTON
Census Block Group	1
Census Block	1010
Census Tract	950202

Owner

Source: Gilchrist County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3689 SW COUNTY ROAD 344, BELL, FL 32619-1777
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Deed of Trust, Mortgage · VA Mortgage SAXTON MORTGAGE
Apr 14, 2022	Deed of Trust, Mortgage · VA Mortgage FLAGSTAR BANK FSB
Oct 3, 2019	Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC
Jul 26, 2018	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2004 · Amount on Record
Deed Sale	Dec 20, 2004 · Amount on Record
Deed Document Number	20046647
Last Transfer Date	Nov 2, 2009
Transfer Doc	0000005602
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILCHRIST FL
Recording Date	Jul 20, 2026
Property Address	3689 SW COUNTY ROAD 344, BELL, FL 32619-1777
Document Number	0000003715
Instrument Date	Jul 13, 2026
Instrument	20263715
Transaction Type	Mortgage
Record Updated	Aug 11, 2026
Title Company	STEWART GUARANTY TITLE, STEWART TITLE GUARANTY COMPA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3689 SW COUNTY ROAD 344, BELL, FL 32619-1777

Mortgage

Document Number	0000003715,
Date	Jul 20, 2026
Instrument	20263715

Lender

Name	SAXTON MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.52%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILCHRIST FL
Property Address	3689 SW COUNTY ROAD 344, BELL, FL 32619-1777
Transaction Type	Mortgage
Record Updated	May 10, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3689 SW COUNTY ROAD 344, BELL, FL 32619-1777

Mortgage

Document Number	0021002256
Date	Apr 14, 2022
Instrument	202221002256

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILCHRIST FL
Property Address	3689 SW COUNTY ROAD 344, BELL, FL 32619-1777
Document Number	0021005506
Instrument Date	Oct 3, 2019
Transaction Type	Mortgage
Record Updated	Nov 8, 2019
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3689 SW COUNTY ROAD 344 BELL FL 326191777, BELL, FL 32619-1777

Mortgage

Document Number	0021005506
Date	Oct 16, 2019
Instrument	21005506

Lender

Name	LOW VA RATES LLC
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2049

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILCHRIST FL
Property Address	3689 SW COUNTY ROAD 344, BELL, FL 32619-1777
Document Number	0021003668
Instrument Date	Jul 26, 2018
Transaction Type	Mortgage
Record Updated	Aug 20, 2018
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3689 SW COUNTY ROAD 344 BELL FL 326191777, BELL, FL 32619-1777

Mortgage

Document Number	0021003668
Date	Aug 3, 2018
Instrument	21003668

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 2, 2048

Tax Assessment & Valuation

Source: Gilchrist County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Gilchrist County
Unified School District	Gilchrist County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$297.00 Homeowner's exemption Veteran's exemption	$54,105 (+5.89%)	$230,614 (+13.89%) Land $148,092 Building $82,522
2024	$297.00 (+16.47%)
2023	$255.00 (-57.5%) Homeowner's exemption	$51,095 (+2.72%)	$202,486 (+65.56%) Land $12,578 Building $189,908
2022	$600.00 Homeowner's exemption	$49,740 Land $10,578 Building $39,162	$122,306 Land $62,288 Building $60,018

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	14 (1983–2020)
Claims Outside the SFHA	1 of 14
Most Recent Claim	Feb 2020 · rainfall accumulation
Claims by Event	Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fiber by Central Florida Fiber	2,000 / 2,000

May also be available: Verizon.

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