Gilchrist County property record for 3609 SW Co Rd 344, Bell, FL 32619
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1 ba · 1,192 sqft · built 1960 |
| Lot Size | 5.05 acres (220,414 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $149,000 (Jul 2005) |
| Tax Bill | $711 (2024) |
| Deeds & Mortgages | Apr 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-09-14-0000-0002-0020 |
| Primary APN | 36-09-14-0000-0002-0020 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,192 sqft Heated Area |
| Gross Area | 1,232 sqft |
| Interior Walls | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Vinyl |
| Construction Type | Steel Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 220,414 sqft (5.05 acres) |
| Lean-To | 576 sqft |
| Utility Building | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Water Source | Well |
| Street Address | 3609 SW COUNTY ROAD 344 |
|---|---|
| City | BELL |
| State | FL |
| Zip | 32619-1777 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | COM AT NW/C OF NE/4 OF NW/4 36-9-14 THENCE RUN S 27.62 FT TO S R/W OF CR 344 THENCE N 88 DEG E ALG SAID R/W 753.39 FT TO POB |
| Legal Range | 14E |
| Legal Township | 09S |
| Legal Section | 36 |
| Legal Subdivision | THENCE RUN |
| Jurisdiction | GILCHRIST FL |
| Township / Civil Division | TRENTON |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 950202 |
3609 SW Co Rd 344, a rural home, is owned and occupied by two individuals who bought it in July 2005.
Source: Gilchrist County records, as of December 22, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3609 SW COUNTY ROAD 344, BELL, FL 32619-1777 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 7, 2005 · Amount on File |
| Deed Sale | Jul 7, 2005 · Amount on File |
| Deed Document Number | 0020054714 |
| Prior Transfer Date | Feb 1, 2005 |
| Prior Transfer Doc | 2005000568 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILCHRIST FL |
| Property Address | 3609 SW COUNTY ROAD 344, BELL, FL 32619-1777 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0021002065 |
|---|---|
| Date | Apr 15, 2019 |
| Instrument | 201921002065 |
| Name | SUNSTATE FCU |
|---|---|
| Type | Credit Union |
| Address | GAINESVILLE, FL 32601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 14, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Gilchrist County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Gilchrist County |
| Unified School District | Gilchrist County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $56,856 (+2.77%) Land $14,686 Building $42,170 | $137,819 (+2.97%) | |
| 2024 | $711.00 Homeowner's exemption | $55,322 Land $14,686 Building $40,636 | $133,840 |
| 2022 | $617.00 Homeowner's exemption | $52,286 Land $9,936 Building $42,350 | $91,676 Land $29,830 Building $61,846 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3609 SW Co Rd 344 in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective April 16, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 14 (1983–2020) |
| Claims Outside the SFHA | 1 of 14 |
| Most Recent Claim | Feb 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3609 SW Co Rd 344 is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 81% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fiber by Central Florida Fiber | 2,000 / 2,000 |
May also be available: Verizon.
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