Monroe County property record for 3689 S Sowder Sq, Bloomington, IN 47401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,318 sqft · built 1970 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on File |
| Last Sale | $275,400 (Jan 2020) |
| Tax Bill | $3,318 (2025) |
| Deeds & Mortgages | Oct 2018 Second Mortgage Jan 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 015-24670-00 |
| Primary APN | 015-24670-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,318 sqft Living Area |
| 1st Floor Area | 2,318 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 2000 |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 135 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 442 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 015-24670-00 |
|---|---|
| Street Address | 3689 S SOWDER SQ |
| City | BLOOMINGTON |
| State | IN |
| Zip | 47401-8820 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SHERWOOD OAKS S III L-171 |
| Legal Subdivision | SHERWOOD OAKS ADDITION |
| Jurisdiction | MONROE IN |
| Township / Civil Division | PERRY |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 1002 |
Source: Monroe County records · APN 015-24670-00
Assessment roll updated June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3689 S SOWDER SQ, BLOOMINGTON, IN 47401-8820 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 26, 2018 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage INDIANA UNIVERSITY CU |
| Jan 28, 2020 | Warranty Deed, Transfer · VA Mortgage NAVY FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 28, 2020 · Amount on Record |
| Deed Sale | Jan 28, 2020 · Amount on Record |
| Prior Sale | Mar 22, 2013 · Amount on Record |
| Deed Document Number | 20201375 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 3689 S SOWDER SQ, BLOOMINGTON, IN 47401-8820 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2018014511 |
|---|---|
| Date | Oct 26, 2018 |
| Instrument | 2018014511 |
| Name | INDIANA UNIVERSITY CU |
|---|---|
| Type | Credit Union |
| Address | BLOOMINGTON, IN 47402 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 01, 2033 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IN |
| Recording Date | Jan 28, 2020 |
| Property Address | 3689 S SOWDER SQ, BLOOMINGTON, IN 47401-8820 |
| Document Number | 2020001375 |
| Map Reference | MB 5 PG 77 |
| Instrument Date | Jan 21, 2020 |
| Instrument | 2020001375 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3689 S SOWDER SQ, BLOOMINGTON, IN 47401-8820 |
| Document Number | 2020001376 |
|---|---|
| Date | Jan 28, 2020 |
| Instrument | 2020001376 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2050 |
Source: Monroe County records · Assessment roll updated June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Indiana |
| Municipality | Bloomington City |
| County | Monroe County |
| County Subdivision | Perry Township |
| Unified School District | Monroe County Community School Corporation (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,318.00 (-12.25%) | $345,400 (-4.64%) Land $93,600 Building $251,800 | $345,400 (-4.64%) Land $93,600 Building $251,800 |
| 2024 | $3,781.00 (+12.2%) | ||
| 2023 | $362,200 (+15.42%) Land $93,600 Building $268,600 | $362,200 (+15.42%) Land $93,600 Building $268,600 | |
| 2022 | $3,370.00 Homeowner's exemption | $313,800 Land $79,400 Building $234,400 | $313,800 Land $79,400 Building $234,400 |
Source: FEMA National Flood Hazard Layer, Monroe County (18105C), as of September 17, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 181050010021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 98% of the US · lower than 85% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: IsoFusion, T-Mobile USA.
Based on FCC filings for 428 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system IN5253002, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF BLOOMINGTON UTILITIES serves 83,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Aug 2024 |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2018 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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