3686 S Sowder Sq, Bloomington, IN 47401 Property Records

Monroe County property record for 3686 S Sowder Sq, Bloomington, IN 47401

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,904 sqft · built 1968
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$144,900 (Sep 2014)
Tax Bill	$7,489 (2025)
Deeds & Mortgages	Dec 2025 Transfer Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`015-21230-00`

Property Details

APN / Parcel Number

Primary APN	`015-21230-00`
Alternative APN	`53-08-16-117-012.000-009`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,904 sqft Living Area
1st Floor Area	1,904 sqft
Attic	Attic
Attic Area	1,904 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 2005
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	140 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	015-21230-00
Street Address	3686 S SOWDER SQ
City	BLOOMINGTON
State	IN
Zip	47401-8758
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	015-21230-00 SHERWOOD OAKS SEC 3 LOT 194
Legal Subdivision	SHERWOOD OAKS ADD 03 SEC
Legal Lot Number	194
Jurisdiction	MONROE IN
Township / Civil Division	PERRY
Census Block Group	1
Census Block	1003
Census Tract	1002

Owner

Source: Monroe County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3686 S SOWDER SQ, BLOOMINGTON, IN 47401-8758
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2025	Intrafamily Transfer, Transfer
Apr 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2014 · Amount on Record
Deed Sale	Sep 9, 2014 · Amount on Record
Prior Sale	Aug 1, 2005 · Amount on Record
Deed Document Number	201411554
Record Updated	Sep 20, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IN
Recording Date	Dec 11, 2025
Property Address	3686 S SOWDER SQ, BLOOMINGTON, IN 47401-8758
Document Number	2025014055
Map Reference	MB B ENV 133
Instrument Date	Dec 10, 2025
Instrument	2025014055
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3686 S SOWDER SQ, BLOOMINGTON, IN 47401-8758

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	3686 S SOWDER SQ, BLOOMINGTON, IN 47401-8758
Transaction Type	Mortgage
Record Updated	Jun 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021006743
Date	Apr 8, 2021
Instrument	2021006743

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Bloomington City
County	Monroe County
County Subdivision	Perry Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,489.00 (+0.54%)	$351,500 (-3.41%) Land $101,000 Building $250,500	$351,500 (-3.41%) Land $101,000 Building $250,500
2024	$7,449.00 (+12.39%)	$363,900 (-3.76%) Land $99,900 Building $264,000	$363,900 (-3.76%) Land $99,900 Building $264,000
2023		$378,100 (+14.44%) Land $99,900 Building $278,200	$378,100 (+14.44%) Land $99,900 Building $278,200
2022	$6,628.00	$330,400 Land $84,700 Building $245,700	$330,400 Land $84,700 Building $245,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BLOOMINGTON UTILITIES serves 83,000 people · EPA ID IN5253002
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2024
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: GigabitNow, T-Mobile.

Nearby Properties on S Sowder Sq

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures