3689 Louisa St, Marathon, FL 33050 Property Records

Monroe County property record for 3689 Louisa St, Marathon, FL 33050

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 910 sqft · built 1938
Lot Size	0.099 acres (4,316 sqft)
Owner	Individual Name on Record
Last Sale	$212,000 (Mar 2017)
Tax Bill	$2,451 (2024)
Deeds & Mortgages	Mar 2020 Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`00336850-000113`

Property Details

APN / Parcel Number

Primary APN	`00336850-000113`
Alternative APN	`9072834`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	910 sqft Living Area
1st Floor Area	910 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1938
Effective Year Built	Effective 2003
Exterior Material	Other
Foundation Type	Concrete
Roof Type	Flat
Roof Material	Rolled Roofing
Lot Area	4,316 sqft (0.099 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	105 sqft
Patio Area	445 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Account Number	9072834
Street Address	3689 LOUISA ST
City	MARATHON
State	FL
Zip	33050-2356
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNIT 11 OVERSEAS VILLAGE (A/K/A PT LT 3 BLK 4 MARATHON BEACH SUB PB2-16) OR1992-241/296DEC OR1992-2067/2069
Legal Range	32E
Legal Township	66S
Legal Section	10
Legal Subdivision	MARATHON BEACH
Legal Block	4
Legal Lot Number	3
Jurisdiction	MONROE FL
Township / Civil Division	MIDDLE KEYS
Census Block Group	2
Census Block	2012
Census Tract	971300

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3689 LOUISA ST, MARATHON, FL 33050-2356
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME FIRST LENDING
Mar 20, 2017	Warranty Deed, Transfer · ARM HOMESTEAD FUNDING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2017 · Amount on Record
Deed Sale	Mar 20, 2017 · Amount on Record
Prior Sale	Mar 19, 2014 · Amount on Record
Deed Document Number	2114997
Deed Book / Page	2844 / 1313
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	3689 LOUISA ST, MARATHON, FL 33050-2356
Document Number	0030160661
Instrument Date	Mar 20, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3689 LOUISA ST MARATHON FL 330502356, MARATHON, FL 33050-2356

Mortgage

Document Number	0030160661
Date	Mar 31, 2020
Book Page	003016/000661
Instrument	2261931

Lender

Name	HOME FIRST LENDING
Address	ORLANDO, FL 32801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 30, 2040

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Mar 20, 2017
Property Address	3689 LOUISA ST, MARATHON, FL 33050-2356
Document Number	0028441313
Book / Page	2844 / 1313
Map Reference	MB1992 PG241
Instrument Date	Mar 13, 2017
Instrument	2114997
Transaction Type	Transfer
Record Updated	Jul 29, 2022
Title Company	ALL KEYS TITLE AND NOTARY SE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,484.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	365 STIRRUP KEY BLVD, 365, MARATHON, FL 33050-2943

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3689 LOUISA ST, MARATHON, FL 33050-2356

Mortgage

Document Number	0002114998
Date	Mar 20, 2017
Instrument	2114998

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Apr 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9%
Index	1-Year LIBOR
Max Rate	9%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Marathon City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$199,852 (+5.99%)	$247,866 (+5.67%) Land $78,069 Building $169,797
2024	$2,451.00 (+4.34%)
2023	$2,349.00 (+1.64%) Homeowner's exemption	$188,564 (+3%)	$234,573 (+6.79%) Land $75,480 Building $159,093
2022	$2,311.00 Homeowner's exemption	$183,072	$219,649 Land $58,325 Building $161,324

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 320 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	439 units insured incl. 119 condo units
Nearby Flood Claims	296 (1979–2024)
Most Recent Claim	May 2024 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 109 claims Hurricane Wilma, Oct 2005 · 98 claims Hurricane Georges, Sep 1998 · 59 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Hotwire Communications, Verizon.

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