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  5. Louisa St

3685 Louisa St, Marathon, FL 33050 Property Records

Monroe County property record for 3685 Louisa St, Marathon, FL 33050

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 910 sqft · built 1938
Lot Size0.118 acres (5,151 sqft)
OwnerIndividual Name on File
Last Sale$217,500 (Mar 2017)
Tax Bill$2,483 (2024)
Deeds & MortgagesNov 2021 Mortgage
Mar 2017 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN00336850-000112

Property Details

APN / Parcel Number

Primary APN00336850-000112
Alternative APN
  • 9074836

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area910 sqft Living Area
1st Floor Area910 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1938
Effective Year BuiltEffective 2008
Exterior MaterialOther
Foundation TypeConcrete
Roof TypeFlat
Roof MaterialRolled Roofing
Lot Area5,151 sqft (0.118 acres)

Exterior Amenities

PorchOpen Porch
Porch Area113 sqft
Patio Area445 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Account Number9074836
Street Address3685 LOUISA ST
CityMARATHON
StateFL
Zip33050-2356
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionUNIT 10 OVERSEAS VILLAGE (A/K/A PT LT 3 BLK 4 MARATHON BEACH SUB PB2-16) OR1992-241/296DEC OR2036-1061/1063
Legal Range32E
Legal Township66S
Legal Section10
Legal SubdivisionMARATHON BEACH
Legal Block4
Legal Lot Number3
JurisdictionMONROE FL
Township / Civil DivisionMIDDLE KEYS
Census Block Group2
Census Block2008
Census Tract971300

Owner

3685 Louisa St is owned and occupied by an individual who bought it in March 2017.

Source: Monroe County records, as of December 5, 2025

Owner of RecordIndividual Name on File
Mailing Address3685 LOUISA ST, MARATHON, FL 33050-2356
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
RP FUNDING INC
Mar 17, 2017Warranty Deed, Transfer · FHA Mortgage
FRANKLIN AMERICAN MORTGAGE CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 17, 2017 · Amount on File
Deed SaleMar 17, 2017 · Amount on File
Prior SaleFeb 18, 2014 · Amount on File
Deed Document Number2114925
Deed Book / Page2844 / 1089
Record UpdatedJun 8, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address3685 LOUISA ST, MARATHON, FL 33050-2356
Transaction TypeMortgage
Record UpdatedDec 15, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address8485 LOUISA ST, MARATHON, FL 33050

Mortgage

Document Number0031391430
DateNov 24, 2021
Book Page3139/1430
Instrument2350071
Lender
NameRP FUNDING INC
TypeMortgage Company
AddressLAKE MARY, FL 32746
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2051

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateMar 17, 2017
Property Address3685 LOUISA ST, MARATHON, FL 33050-2356
Document Number0028441089
Book / Page2844 / 1089
Map ReferenceMB1992 PG241
Instrument DateMar 16, 2017
Instrument2114925
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,522.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address125 NW 125 ST602, 125, OKLAHOMA CITY, OK 73103

Transferred To (Grantee/Buyer)

NameVerified Name
Address1445 OCEAN BREEZE AVE, MARATHON, FL 33050-2134

Mortgage

Document Number0002114926
DateMar 17, 2017
Instrument2114926
Lender
NameFRANKLIN AMERICAN MORTGAGE CO
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2047

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityMarathon City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$203,522$278,839 Land $89,728 Building $189,111
2024$2,483.00 (+4.28%)
2023$2,381.00 (+1.67%) Homeowner's exemption$192,027 (+3%)$270,223 (+7%) Land $87,539 Building $182,684
2022$2,342.00 Homeowner's exemption$186,434$252,539 Land $67,644 Building $184,895

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3685 Louisa St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 320 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies439 units insured
incl. 119 condo units
Nearby Flood Claims296 (1979–2024)
Most Recent ClaimMay 2024 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 109 claims
  • Hurricane Wilma, Oct 2005 · 98 claims
  • Hurricane Georges, Sep 1998 · 59 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3685 Louisa St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T, Hotwire Communications, Verizon.

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