3689 Lakeshore Dr, Lapeer, MI 48446 Property Records

Lapeer County property record for 3689 Lakeshore Dr, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,188 sqft · built 1917
Lot Size	0.298 acres (12,981 sqft)
Owner	Individual Name on File
Last Sale	$356,000 (Feb 2024)
Tax Bill	$4,310 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Nov 2019 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`008-450-002-00`

Property Details

APN / Parcel Number

Primary APN	`008-450-002-00`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,188 sqft Living Area
1st Floor Area	852 sqft
Basement Area	832 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Lot Area	12,981 sqft (0.298 acres)
Lot Dimensions	200 ft deep x 65 ft wide
Garage Area	360 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3689 LAKESHORE DR
City	LAPEER
State	MI
Zip	48446-2945
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	10 06 400 000 00 T7N R9E SUPERVISORS PLAT OF PIPERS PARK REC INL1 P62 LOT 2.
Legal Subdivision	SUPRVRS OF PIPERS PARK
Legal Lot Number	2
Jurisdiction	LAPEER MI
Township / Civil Division	ELBA
Census Block Group	2
Census Block	2006
Census Tract	336000

Owner

3689 Lakeshore Dr is owned and occupied by an individual who bought it in February 2024.

Source: Lapeer County records, as of September 24, 2026

Owner of Record	Individual Name on File
Mailing Address	3689 LAKESHORE DR, LAPEER, MI 48446-2945
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2024	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INC
Nov 20, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 21, 2019	Quit Claim Deed, Transfer Quitclaim
Feb 21, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Feb 6, 2019	Grant Deed, Transfer ATTORNEY ONLY
Aug 7, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 9, 2024 · Amount on File
Deed Sale	Feb 9, 2024 · Amount on File
Prior Sale	Aug 7, 2018 · Amount on File
Deed Book / Page	3386 / 1000
Prior Transfer Date	Feb 5, 2019
Prior Transfer Doc	0030090683
Record Updated	Oct 29, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Feb 9, 2024
Property Address	3689 LAKESHORE DR, LAPEER, MI 48446-2945
Document Number	0033861000
Book / Page	3386 / 1000
Instrument Date	Feb 7, 2024
Transaction Type	Transfer
Record Updated	Feb 5, 2026
Title Company	PREMIER TITLE AGENCY INC, PREMIER TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,670.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3689 LAKESHORE DR, LAPEER, MI 48446-2945

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3689 LAKESHORE DR, LAPEER, MI 48446-2945

Mortgage

Document Number	0000033877
Date	Feb 9, 2024
Instrument	3387/7

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAPEER MI
Recording Date	Nov 20, 2019
Property Address	3689 LAKESHORE DR, LAPEER, MI 48446-2945
Document Number	0030620751
Book / Page	003062 / 000751
Instrument Date	Nov 15, 2019
Transaction Type	Transfer
Record Updated	Jan 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2390 LAKE CHANDLER DR TRAVERSE CITY MI 496968960, TRAVERSE CITY, MI 49696-8960

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAPEER MI
Recording Date	Feb 21, 2019
Property Address	3689 LAKESHORE DR, LAPEER, MI 48446-2945
Document Number	0030090683
Book / Page	3009 / 683
Instrument	256
Transaction Type	Transfer
Record Updated	Jul 5, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3689 LAKESHORE DR, LAPEER, MI 48446-2945

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAPEER MI
Recording Date	Feb 21, 2019
Property Address	3689 LAKESHORE DR, LAPEER, MI 48446-2945
Document Number	0030090682
Book / Page	003009 / 000682
Instrument Date	Feb 5, 2019
Transaction Type	Transfer
Record Updated	Mar 28, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3689 LAKESHORE DR LAPEER MI 484462945, LAPEER, MI 48446-2945

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAPEER MI
Recording Date	Feb 6, 2019
Property Address	3689 LAKESHORE DR, LAPEER, MI 48446-2945
Document Number	0030070676
Book / Page	003007 / 000676
Instrument Date	Feb 5, 2019
Transaction Type	Transfer
Record Updated	Mar 20, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$904.16
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3689 LAKESHORE DR LAPEER MI 484462945, LAPEER, MI 48446-2945

August 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	LAPEER MI
Recording Date	Aug 7, 2018
Property Address	3689 LAKESHORE DR, LAPEER, MI 48446-2945
Document Number	0029760648
Book / Page	002976 / 000648
Instrument Date	Aug 1, 2018
Transaction Type	Foreclosure
Record Updated	Sep 17, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$871.88
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3043 TOWNSGATE RD #200 WESTLAKE VILLAGE CA 913613027, 200, WESTLAKE VILLAGE, CA 91361-3027
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 3689 Lakeshore Dr was $4,310 with a homeowner's exemption, up 14.4% from the year before.

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Elba Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$144,200 (+1.91%)	$288,400 (+1.91%)
2025	$4,310.00 (+14.35%) Homeowner's exemption	$141,500	$283,000
2024	$3,769.00
2023		$116,300	$232,600
2022	$5,624.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3689 Lakeshore Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1996–2006)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3689 Lakeshore Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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