3663 Lakeshore Dr, Lapeer, MI 48446 Property Records

Lapeer County property record for 3663 Lakeshore Dr, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 700 sqft · built 1950
Lot Size	0.218 acres (9,496 sqft)
Owner	2 Individual Names on File
Last Sale	$185,000 (Jul 2018)
Tax Bill	$2,624 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`008-450-007-00`

Property Details

APN / Parcel Number

Primary APN	`008-450-007-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	700 sqft Living Area
1st Floor Area	700 sqft
Flooring	Carpet

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	9,496 sqft (0.218 acres)
Lot Dimensions	173 ft deep x 55 ft wide
Garage Area	320 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3663 LAKESHORE DR
City	LAPEER
State	MI
Zip	48446-2945
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	10 06 800 000 00 T7N R9E SUPERVISORS PLAT OF PIPERS PARK REC INL1 P62 LOT 7.
Legal Subdivision	SUPRVRS OF PIPERS PARK
Legal Lot Number	7
Jurisdiction	LAPEER MI
Township / Civil Division	ELBA
Census Block Group	2
Census Block	2006
Census Tract	336000

Owner

3663 Lakeshore Dr is owned and occupied by two individuals who bought it in July 2018.

Source: Lapeer County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4099 AUSTIN CT, LAPEER, MI 48446-3656
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUPERIOR NATIONAL BANK
Mar 20, 2020	Deed of Trust, Mortgage · Conventional with PMI MAIN STREET BK
Jul 27, 2018	Warranty Deed, Transfer · Stand-Alone Refinance UNION HOME MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2018 · Amount on File
Deed Sale	Jul 27, 2018 · Amount on File
Prior Sale	Jan 1, 2000
Deed Book / Page	2974 / 830
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	3663 LAKESHORE DR, LAPEER, MI 48446-2945
Transaction Type	Mortgage
Record Updated	Jun 15, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3663 LAKESHORE DR, LAPEER, MI 48446-2945

Mortgage

Document Number	0031980109
Date	Apr 28, 2021
Book Page	3198/109

Lender

Name	SUPERIOR NATIONAL BANK
Type	Bank
Address	HANCOCK, MI 49930

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2036

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	3663 LAKESHORE DR, LAPEER, MI 48446-2945
Document Number	0030890366
Instrument Date	Mar 20, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2020
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3663 LAKESHORE DR LAPEER MI 484462945, LAPEER, MI 48446-2945

Mortgage

Document Number	0030890366
Date	Mar 30, 2020
Book Page	003089/000366

Lender

Name	MAIN STREET BK
Type	Bank
Address	BINGHAM FARMS, MI 48025

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 29, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Jul 27, 2018
Property Address	3663 LAKESHORE DR, LAPEER, MI 48446-2945
Document Number	0029740830
Book / Page	2974 / 830
Instrument Date	Jul 24, 2018
Transaction Type	Transfer
Record Updated	Jul 5, 2021
Title Company	ATA NATIONAL TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3911 HUNT RD, LAPEER, MI 48446-2950

Mortgage

Document Number	0029740831
Date	Jul 27, 2018
Book Page	2974/831

Lender

Name	UNION HOME MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	349 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3663 Lakeshore Dr was $2,624 with a homeowner's exemption.

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Elba Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$113,400 (+0.35%)	$226,800 (+0.35%)
2025	$2,624.00 Homeowner's exemption	$113,000	$226,000
2023		$94,100	$188,200
2022	$2,485.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3663 Lakeshore Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1996–2006)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3663 Lakeshore Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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