3688 Gamble, Schertz, TX 78154 Property Records

Guadalupe County property record for 3688 Gamble, Schertz, TX 78154

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,575 sqft · built 1999
Lot Size	0.4 acres (17,411 sqft)
Owner	2 Individual Names on Record
Last Sale	$245,700 (Jan 2018)
Tax Bill	$5,187 (2023)
Deeds & Mortgages	Jun 2022 Mortgage Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1G0449500304300000`

Property Details

APN / Parcel Number

Primary APN	`1G0449500304300000`
Alternative APNs	`000000017733` `000000216319` `17733`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,575 sqft Living Area
Gross Area	3,141 sqft
1st Floor Area	1,099 sqft
2nd Floor Area	1,476 sqft
Utility Area	120 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	17,411 sqft (0.4 acres)
Garage Type	Attached
Garage Area	434 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Covered Porch
Porch Area	132 sqft
Deck Area	256 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	3688 GAMBLE
City	SCHERTZ
State	TX
Zip	78154-2671
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 43 BLK: 3 ADDN: CAROLINA CROSSING 5
Legal Subdivision	CAROLINA CROSSING #5
Legal Block	3
Legal Lot Number	43
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	2
Census Block	2000
Census Tract	210709

Owner

Source: Guadalupe County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3688 GAMBLE, SCHERTZ, TX 78154-2671
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2022	Deed of Trust, Mortgage · VA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jan 5, 2018	Vendor's Lien, Transfer · VA Mortgage GARDNER FINANCIAL SERVICES LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2018 · Amount on Record
Deed Sale	Jan 5, 2018 · Amount on Record
Deed Document Number	2018384
Prior Transfer Date	Jan 3, 2018
Prior Transfer Doc	0000000384
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	3688 GAMBLE, SCHERTZ, TX 78154-2671
Transaction Type	Mortgage
Record Updated	Jun 15, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3688 GAMBLE, SCHERTZ, TX 78154-2671

Mortgage

Document Number	0099017566
Date	Jun 3, 2022
Instrument	202299017566

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	308 Months
Due	Feb 1, 2048

January 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GUADALUPE TX
Recording Date	Jan 5, 2018
Property Address	3688 GAMBLE, SCHERTZ, TX 78154-2671
Document Number	0000000384
Map Reference	VOL6 PG58-59
Instrument Date	Jan 3, 2018
Instrument	2018000384
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3688 GAMBLE, SCHERTZ, TX 78154-2671

Mortgage

Document Number	0000000385
Date	Jan 5, 2018
Instrument	2018000385

Lender

Name	GARDNER FINANCIAL SERVICES LTD
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Guadalupe County
Municipality	Schertz City
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$416,524 (+2.01%) Land $65,530 Building $350,994	$416,524 (-0.12%) Land $65,530 Building $350,994
2025		$408,306 (+6.8%) Land $79,947 Building $337,071	$417,018 (+9.08%) Land $79,947 Building $337,071
2023	$5,187.00 (-11%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$382,298 Land $75,861 Building $306,437	$382,298 Land $75,861 Building $306,437
2022	$5,828.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.4% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Guadalupe Valley Electric Cooperative.

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