3684 Gamble, Schertz, TX 78154 Property Records

Guadalupe County property record for 3684 Gamble, Schertz, TX 78154

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,848 sqft · built 1999
Lot Size	0.177 acres (7,693 sqft)
Owner	Individual Name on Record
Last Sale	$209,800 (May 2017)
Tax Bill	$6,019 (2023)
Deeds & Mortgages	Apr 2026 Sale Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1G0449500304200000`

Property Details

APN / Parcel Number

Primary APN	`1G0449500304200000`
Alternative APNs	`000000017732` `000000271314` `000000291653` `17732`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,848 sqft Living Area
Gross Area	3,388 sqft
1st Floor Area	1,324 sqft
2nd Floor Area	1,524 sqft
Utility Area	120 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,693 sqft (0.177 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Covered Porch
Porch Area	152 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	3684 GAMBLE
City	SCHERTZ
State	TX
Zip	78154-2671
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 42 BLK: 3 ADDN: CAROLINA CROSSING 5
Legal Subdivision	CAROLINA CROSSING #5
Legal Block	3
Legal Lot Number	42
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	2
Census Block	2000
Census Tract	210709

Owner

Source: Guadalupe County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3684 GAMBLE, SCHERTZ, TX 78154-2671
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Sep 14, 2020	Deed of Trust, Mortgage · VA Mortgage FIRST MTG SOLUTIONS
Mar 23, 2017	Vendor's Lien, Transfer · VA Mortgage GATEWAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2017 · Amount on Record
Deed Sale	May 3, 2017 · Amount on Record
Prior Sale	Mar 23, 2017 · Amount on Record
Deed Document Number	20179811
Last Transfer Date	Apr 16, 2026
Transfer Doc	0000010226
Record Updated	Oct 29, 2026

April 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	GUADALUPE TX
Recording Date	Apr 22, 2026
Property Address	3684 GAMBLE, SCHERTZ, TX 78154-2671
Document Number	0000010226
Instrument Date	Apr 16, 2026
Instrument	202610226
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3684 GAMBLE, SCHERTZ, TX 78154-2671

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	3684 GAMBLE, SCHERTZ, TX 78154-2671
Document Number	0000025825
Instrument Date	Sep 14, 2020
Transaction Type	Mortgage
Record Updated	Oct 9, 2020
Title Company	ALAMO TITLE COMPANY, ALAMO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3684 GAMBLE SCHERTZ TX 781542671, SCHERTZ, TX 78154-2671

Mortgage

Document Number	0000025825
Date	Sep 18, 2020
Instrument	25825

Lender

Name	FIRST MTG SOLUTIONS
Type	Mortgage Company
Address	KANSAS CITY, MO 64114

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 17, 2050

March 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GUADALUPE TX
Recording Date	Mar 23, 2017
Property Address	3684 GAMBLE, SCHERTZ, TX 78154-2671
Document Number	0000006414
Map Reference	VOL6 PG58-59
Instrument Date	Mar 14, 2017
Instrument	2017006414
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	ALAMO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3685 GAMBLE, 3685, SCHERTZ, TX 78154-2671

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3684 GAMBLE, SCHERTZ, TX 78154-2671

Mortgage

Document Number	0000006416
Date	Mar 23, 2017
Instrument	2017006416

Lender

Name	GATEWAY MORTGAGE GROUP LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Guadalupe County
Municipality	Schertz City
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$359,559 (+1%) Land $41,892 Building $325,701	$367,593 (+12.46%) Land $41,892 Building $325,701
2025		$326,872 (-1.78%) Land $44,738 Building $282,134	$326,872 (-1.78%) Land $44,738 Building $282,134
2023	$6,019.00 (+102.25%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption	$332,786 Land $46,224 Building $286,562	$332,786 Land $46,224 Building $286,562
2022	$2,976.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.4% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Guadalupe Valley Electric Cooperative.

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