3688 Eagle Rock Rd, Middleburg, FL 32068 Property Records

Clay County property record for 3688 Eagle Rock Rd, Middleburg, FL 32068 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,661 sqft · built 2021
Lot Size	0.183 acres (8,015 sqft)
Owner	Individual Name on File
Last Sale	$550,000 (Jul 2023)
Tax Bill	$6,336 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-04-25-007953-063-74`

Property Details

APN / Parcel Number

Primary APN	`18-04-25-007953-063-74`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,661 sqft Heated Area
Gross Area	3,411 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Exterior Material	Logs
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,015 sqft (0.183 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	3688 EAGLE ROCK RD
City	MIDDLEBURG
State	FL
Zip	32068-9132
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 74 EAGLE ROCK @ EAGLE LANDING AS REC O R 4740 PG 946
Legal Lot Number	74
Jurisdiction	CLAY FL
Township / Civil Division	MIDDLEBURG-CLAY HILL
Census Block Group	2
Census Block	2038
Census Tract	30205

Owner

Source: Clay County records · APN 18-04-25-007953-063-74

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3688 EAGLE ROCK RD, MIDDLEBURG, FL 32068-9132
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2023	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC
Oct 20, 2021	Special Warranty Deed, Subdivision Related Transfer · VA Mortgage OVM FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 21, 2023 · Amount on Record
Deed Sale	Jul 21, 2023 · Amount on Record
Prior Sale	Oct 20, 2021 · Amount on Record
Deed Document Number	2023036397
Deed Book / Page	4740 / 946
Record Updated	Jun 08, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Jul 21, 2023
Property Address	3688 EAGLE ROCK RD, MIDDLEBURG, FL 32068-9132
Document Number	0047400946
Book / Page	4740 / 946
Map Reference	MB 63 PG 19-25
Instrument Date	Jul 03, 2023
Instrument	2023036397
Transaction Type	Transfer
Record Updated	Aug 18, 2023
Title Company	LANDMARK TITLE, LANDMARK TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,850.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3879 ROCKET CT, MIDDLEBURG, FL 32068-4561

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3688 EAGLE ROCK RD, MIDDLEBURG, FL 32068-9132

Mortgage

Document Number	0004740948
Date	Jul 21, 2023
Instrument	4740/948

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2053

October 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Oct 20, 2021
Property Address	3688 EAGLE ROCK RD, MIDDLEBURG, FL 32068-9132
Document Number	0045241340
Book / Page	4524 / 1340
Map Reference	MB 63 PG 19-25
Instrument Date	Oct 18, 2021
Instrument	2021066428
Transaction Type	Subdivision Related Transfer
Record Updated	May 05, 2022
Title Company	SHEFFIELD AND BOATRIGHT TITLE SV, SHEFFIELD & BOATRIGHT TTL SV

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,510.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9452 PHILIPS HWY STE 4, 9452, JACKSONVILLE, FL 32256-1332

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3688 EAGLE ROCK RD, MIDDLEBURG, FL 32068-9132

Mortgage

Document Number	0045241342
Date	Oct 20, 2021
Instrument	4524/1342

Lender

Name	OVM FINANCIAL INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,336.00 (-36.8%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$465,565 (+4.88%) Land $75,000 Building $390,565	$465,565 (+4.88%) Land $75,000 Building $390,565
2023	$10,025.00 (+11.45%)	$443,913 (+24.39%) Land $65,000 Building $378,913	$443,913 (+24.39%) Land $65,000 Building $378,913
2022	$8,995.00	$356,871 Land $50,000 Building $306,871	$356,871 Land $50,000 Building $306,871

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (12019C), updated July 6, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120190302052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 80 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	80 in force

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 15% of Florida
Wildfire Likelihood	About 1 in 1,235 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 134 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 2,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Eagle Rock Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures