Emmet County property record for 3686 Joy Ln, Petoskey, MI 49770
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,054 sqft |
| Lot Size | 30 acres (1,306,800 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $41,500 (Jun 1986) |
| Tax Bill | $1,644 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-20-20-400-005 |
| Primary APN | 14-20-20-400-005 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,054 sqft Living Area |
| 1st Floor Area | 1,054 sqft |
| Lot Area | 1,306,800 sqft (30 acres) |
|---|---|
| Garage Area | 1,152 sqft |
| Heating System | Floor/Wall Furnace |
|---|
| Street Address | 3686 JOY LN |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-8846 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | EC FF-2 |
| Legal Description | N 1/2 OF S 3/4 OF E 1/2 OF SE 1/4. 30 A. SECTION 20, T34N, R4W |
| Legal Range | 04W |
| Legal Township | 34N |
| Legal Section | 20 |
| Jurisdiction | EMMET MI |
| Township / Civil Division | SPRINGVALE |
| Census Block Group | 4 |
| Census Block | 4035 |
| Census Tract | 970500 |
Source: Emmet County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 130, PETOSKEY, MI 49770-0130 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 1, 1986 · Amount on Record |
| Deed Sale | Jun 1, 1986 · Amount on Record |
| Record Updated | Oct 29, 2026 |
Source: Emmet County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| County Subdivision | Springvale Township |
| Unified School District | Public Schools of Petoskey (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $159,000 (+47.77%) Land $159,000 | $318,000 (+47.77%) Land $318,000 | |
| 2024 | $1,644.00 | ||
| 2023 | $107,600 Land $107,600 | $215,200 Land $215,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Truestream Fiber | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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