Emmet County property record for 3045 Joy Ln, Petoskey, MI 49770 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Lot Size | 96,783 sqft (2.22 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $4,410.00 (2024) |
| Primary APN | 14-20-20-200-006 |
|---|
| Lot Area | 96,783 sqft (2.22 acres) |
|---|
| Street Address | 3045 JOY LN |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-8906 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PT OF NE ? OF NE ? OF SECTION 20, COM AT NE COR OF SD SEC, TH ALG E LN OF SD SEC, S00?03?02?W 200 FT FOR POB, TH CONT ALG SD |
| Jurisdiction | EMMET MI |
| Minor Civil Division | SPRINGVALE |
| Census Blockgroup | 4 |
| Census Block | 4008 |
| Census Tract | 970500 |
Source: Emmet County records · APN 14-20-20-200-006
Assessment roll updated July 21, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3045 JOY LN, PETOSKEY, MI 49770-8906 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 05, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ST FRANCIS X FEDERAL CREDIT UNION |
| Apr 26, 2023 | Quit Claim Deed, Transfer Quitclaim Document |
| May 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ST FRANCIS X FEDERAL CREDIT UNION |
| Jan 28, 2022 | Quit Claim Deed, Transfer Quitclaim Document |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Apr 21, 2023 |
| Transfer Doc | 001251/782 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 3045 JOY LN, PETOSKEY, MI 49770-8906 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3045 JOY LN, PETOSKEY, MI 49770-8906 |
| Investor | Possibly a Property Investor |
| Document Number | 0000001252/0000000592 |
|---|---|
| Date | Jun 05, 2023 |
| Book Page | 0000001252/0000000592 |
| Instrument | 5205581 |
| Name | ST FRANCIS X FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Jan 01, 2030 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Apr 26, 2023 |
| Property Address | 3045 JOY LN, PETOSKEY, MI 49770-8906 |
| Document Number | 001251/782 |
| Book / Page | 1251 / 782 |
| Instrument Date | Apr 21, 2023 |
| Instrument | 5204768 |
| Transaction Type | Transfer |
| Record Updated | May 08, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3045 JOY LN, PETOSKEY, MI 49770-8906 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 3045 JOY LN, PETOSKEY, MI 49770-8906 |
| Transaction Type | Mortgage |
| Record Updated | Mar 07, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1139 DRURY LN, FLUSHING, MI 48433-1421 |
| Investor | Possibly a Property Investor |
| Document Number | 0000001233/0000000034 |
|---|---|
| Date | May 12, 2021 |
| Book Page | 0000001233/0000000034 |
| Instrument | 5185998 |
| Name | ST FRANCIS X FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 01, 2036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Jan 28, 2022 |
| Property Address | 3045 JOY LN, PETOSKEY, MI 49770-8906 |
| Document Number | 001241/142 |
| Book / Page | 1241 / 142 |
| Instrument Date | Jan 25, 2022 |
| Instrument | 5194116 |
| Transaction Type | Transfer |
| Record Updated | Mar 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3045 JOY LN, PETOSKEY, MI 49770-8906 |
| Investor | Possibly a Property Investor |
Source: Emmet County records · Assessment roll updated July 21, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| County Subdivision | Springvale Township |
| Unified School District | Public Schools of Petoskey (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $271,700 (+5.56%) Land $271,700 | $543,400 (+5.56%) Land $543,400 | |
| 2025 | $257,400 (+29.09%) Land $257,400 | $514,800 (+29.09%) Land $514,800 | |
| 2024 | $4,410.00 | ||
| 2023 | $199,400 Land $199,400 | $398,800 Land $398,800 |
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