3686 Heathmoor Dr, Elgin, IL 60124 Property Records

Kane County property record for 3686 Heathmoor Dr, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$555,000 (Sep 2015)
Tax Bill	$16,685 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-11-227-010`

Property Details

APN / Parcel Number

Primary APN	`05-11-227-010`

Exterior

Lot Area	12,632 sqft (0.29 acres)

Location & Zoning

Street Address	3686 HEATHMOOR DR
City	ELGIN
State	IL
Zip	60124-7895
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHLAND WOODS NEIGHBORHOOD O LT 78
Legal Subdivision	HIGHLAND WOODS
Legal Block	2
Legal Lot Number	78
Jurisdiction	KANE IL
Township / Civil Division	PLATO
Census Block Group	2
Census Block	2103
Census Tract	850711

Owner

Source: Kane County assessment roll, as of August 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3686 HEATHMOOR DR, ELGIN, IL 60124-7895
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 1, 2015 · Amount on Record
Deed Sale	Sep 1, 2015 · Amount on Record
Prior Sale	Apr 3, 2013 · Amount on Record
Deed Document Number	201547861
Record Updated	Sep 20, 2026

October 2020: Administrator's Deed, Transfer

Document Type	Administrator's Deed
Jurisdiction	KANE IL
Recording Date	Oct 6, 2020
Property Address	3686 HEATHMOOR DR, ELGIN, IL 60124-7895
Document Number	0000059022
Map Reference	DOC 2006K063824
Instrument Date	Sep 13, 2020
Instrument	2020K059022
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	ATTORNEYS TTL GUARANTY FUND

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3686 HEATHMOOR DR, ELGIN, IL 60124-7895

Mortgage

Document Number	0000059025
Date	Oct 6, 2020
Instrument	2020K059025

Lender

Name	SIRVA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Interest

Rate	2.87%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Plato Township
Municipality	Elgin City
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,685.00 (-8.26%) Homeowner's exemption
2024		$212,846 (+5.92%) Land $33,165 Building $179,681	$638,794 (+5.96%) Land $99,535 Building $539,259
2022	$18,187.00 (+3.43%) Homeowner's exemption	$200,958 (+4.98%) Land $35,595 Building $165,363	$602,874 (+4.98%) Land $106,785 Building $496,089
2021	$17,584.00 Homeowner's exemption	$191,419 Land $34,388 Building $157,031	$574,257 Land $103,164 Building $471,093

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Radiate Holdings Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20