Kane County property record for 3681 Heathmoor Dr, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $625,000 (Apr 2021) |
| Tax Bill | $17,060 (2025) |
| Deeds & Mortgages | Apr 2021 Sale & Mortgage Nov 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-11-226-011 |
| Primary APN | 05-11-226-011 |
|---|
| Lot Area | 14,810 sqft (0.34 acres) |
|---|
| Street Address | 3681 HEATHMOOR DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-5743 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HIGHLAND WOODS NEIGHBORHOOD O LT 59 |
| Legal Subdivision | HIGHLAND WOODS |
| Legal Block | 2 |
| Legal Lot Number | 59 |
| Jurisdiction | KANE IL |
| Township / Civil Division | PLATO |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 850711 |
Source: Kane County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3681 HEATHMOOR DR, ELGIN, IL 60124-5743 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Apr 19, 2021 | Warranty Deed, Transfer · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP |
| Nov 28, 2018 | Warranty Deed, Transfer · ARM SIMMONS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 19, 2021 · Amount on Record |
| Deed Sale | Apr 19, 2021 · Amount on Record |
| Prior Sale | Nov 28, 2018 · Amount on Record |
| Deed Document Number | 202130398 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Apr 19, 2021 |
| Property Address | 3681 HEATHMOOR DR, ELGIN, IL 60124-5743 |
| Document Number | 0000030398 |
| Map Reference | DOC 2006K063824 |
| Instrument Date | Mar 12, 2021 |
| Instrument | 2021K030398 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $625.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3681 HEATHMOOR DR, ELGIN, IL 60124-5743 |
| Document Number | 0000030399 |
|---|---|
| Date | Apr 19, 2021 |
| Instrument | 2021K030399 |
| Name | DRAPER & KRAMER MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.99% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Nov 28, 2018 |
| Property Address | 3681 HEATHMOOR DR, ELGIN, IL 60124-5743 |
| Document Number | 0000057242 |
| Map Reference | DOC2006K063824 |
| Instrument Date | Oct 20, 2018 |
| Instrument | 2018K057242 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $585.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 3681 HEATHMOOR DR, ELGIN, IL 60124-5743 |
| Document Number | 0000057243 |
|---|---|
| Date | Nov 28, 2018 |
| Instrument | 2018K057243 |
| Name | SIMMONS BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.98% |
| Type Change Date | Dec 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 4.98% |
| Max Rate At Change | 6.98% |
| Index | 1-Year CMT |
| Max Rate | 9.98% |
Source: Kane County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Plato Township |
| Municipality | Elgin City |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $17,060.00 (-9.38%) Homeowner's exemption | ||
| 2024 | $214,279 (+4.58%) Land $33,165 Building $181,114 | $643,094 (+4.62%) Land $99,535 Building $543,559 | |
| 2022 | $18,826.00 (-0.57%) Homeowner's exemption | $204,896 (+3.51%) Land $35,595 Building $169,301 | $614,688 (+3.51%) Land $106,785 Building $507,903 |
| 2021 | $18,934.00 Homeowner's exemption | $197,948 Land $34,388 Building $163,560 | $593,844 Land $103,164 Building $490,680 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures