3685 Cactus Ln, Mount Dora, FL 32757 Property Records

Lake County property record for 3685 Cactus Ln, Mount Dora, FL 32757

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,410 sqft · built 1972
Lot Size	0.206 acres (9,000 sqft)
Owner	Individual Name on Record
Last Sale	$139,000 (Jul 2014)
Tax Bill	$2,046 (2024)
Deeds & Mortgages	Nov 2023 Line of Credit Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`35-19-26-0500-013-00900`

Property Details

APN / Parcel Number

Primary APN	`35-19-26-0500-013-00900`
Alternative APN	`1395798`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,410 sqft Living Area
1st Floor Area	1,410 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2020
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	9,000 sqft (0.206 acres)
Lot Width	75 ft Width
Garage Type	Finished
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	180 sqft
Porch	Open Porch
Porch Area	326 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1395798
Street Address	3685 CACTUS LN
City	MOUNT DORA
State	FL
Zip	32757-5403
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GOLDEN HEIGHTS FIRST ADD LOT 9 BLK 13 PB 14 PG 34 ORB 4509 PG 139
Legal Range	26E
Legal Township	19S
Legal Section	35
Legal Subdivision	GOLDEN HEIGHTS
Legal Tract	500
Legal Block	13
Legal Lot Number	9
Jurisdiction	LAKE FL
Township / Civil Division	MOUNT DORA
Census Block Group	3
Census Block	3020
Census Tract	30915

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3685 CACTUS LN, MOUNT DORA, FL 32757-5403
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Dec 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Mar 1, 2018	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2014 · Amount on Record
Deed Sale	Jul 31, 2014 · Amount on Record
Prior Sale	Jun 18, 2012 · Amount on Record
Deed Document Number	2014083428
Deed Book / Page	4509 / 0139
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	3685 CACTUS LN, MOUNT DORA, FL 32757-5403
Transaction Type	Mortgage
Record Updated	Dec 12, 2023
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3685 CACTUS LN, MOUNT DORA, FL 32757-5403

Mortgage

Document Number	0062460060
Date	Nov 22, 2023
Book Page	6246/60
Instrument	2023142671

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Oct 20, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	3685 CACTUS LN, MOUNT DORA, FL 32757-5403
Document Number	0054000320
Instrument Date	Dec 27, 2019
Transaction Type	Mortgage
Record Updated	Jan 28, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3685 CACTUS LN MOUNT DORA FL 327575403, MOUNT DORA, FL 32757-5403

Mortgage

Document Number	0054000320
Date	Jan 3, 2020
Book Page	005400/000320
Instrument	833

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 2, 2050

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAKE FL
Property Address	3685 CACTUS LN, MOUNT DORA, FL 32757-5403
Document Number	0051511492
Instrument Date	Mar 1, 2018
Transaction Type	Mortgage
Record Updated	Aug 17, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3685 CACTUS LN MOUNT DORA FL 327575403, MOUNT DORA, FL 32757-5403

Mortgage

Document Number	0051511492
Date	Aug 8, 2018
Book Page	005151/001492
Instrument	92375

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 7, 2048

Interest

Rate	4.12%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$137,370 (+5.98%) Land $60,000 Building $77,370	$248,902 (+2.31%) Land $60,000 Building $188,902
2024	$2,046.00 (+14.05%)
2023	$1,794.00 (+11.43%) Homeowner's exemption	$129,620 (+3%)	$243,274 (+14.06%) Land $60,000 Building $183,274
2022	$1,610.00 Homeowner's exemption	$125,850	$213,294 Land $30,020 Building $183,274

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT DORA, CITY OF (2WPS) serves 39,710 people · EPA ID FL3350858
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Nearby Properties on Cactus Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures