3684 Cactus Ln, Mount Dora, FL 32757 Property Records

Lake County property record for 3684 Cactus Ln, Mount Dora, FL 32757

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,836 sqft · built 1990
Lot Size	0.256 acres (11,134 sqft)
Owner	2 Individual Names on Record
Last Sale	$299,000 (May 2021)
Tax Bill	$3,953 (2024)
Deeds & Mortgages	May 2021 Sale & Mortgage Jan 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`35-19-26-0500-015-00100`

Property Details

APN / Parcel Number

Primary APN	`35-19-26-0500-015-00100`
Alternative APNs	`261935050001500100` `1395941`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,836 sqft Living Area
Gross Area	2,256 sqft
1st Floor Area	1,836 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2023
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	11,134 sqft (0.256 acres)
Lot Dimensions	144 ft deep x 77 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened/Unfinished Porch
Porch Area	381 sqft
Utility Building	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	1395941
Street Address	3684 CACTUS LN
City	MOUNT DORA
State	FL
Zip	32757-5404
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	GOLDEN HEIGHTS FIRST ADD LOT 1 BLK 15 PB 14 PG 34 ORB 5708 PG 1739
Legal Range	26E
Legal Township	19S
Legal Section	35
Legal Subdivision	GOLDEN HEIGHTS FIRST ADD
Legal Tract	0500
Legal Block	15
Legal Lot Number	1
Jurisdiction	LAKE FL
Township / Civil Division	MOUNT DORA
Census Block Group	3
Census Block	3021
Census Tract	30915

Owner

Source: Lake County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3684 CACTUS LN, MOUNT DORA, FL 32757-5404
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 13, 2021	Warranty Deed, Transfer · FHA Mortgage MORTGAGE FINANCIAL GROUP INC
Jan 8, 2018	Warranty Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
Jul 17, 2017	Warranty Deed, Transfer NOTRE DAME HOLDINGS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2021 · Amount on Record
Deed Sale	May 13, 2021 · Amount on Record
Prior Sale	Jan 8, 2018 · Amount on Record
Deed Document Number	202166380
Deed Book / Page	5708 / 1739
Prior Transfer Date	Aug 30, 2007
Prior Transfer Doc	0035020387
Record Updated	Jun 8, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	May 13, 2021
Property Address	3684 CACTUS LN, MOUNT DORA, FL 32757-5404
Document Number	0057081739
Book / Page	5708 / 1739
Map Reference	MB 14 PG 34
Instrument Date	May 11, 2021
Instrument	2021066380
Transaction Type	Transfer
Record Updated	May 18, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,093.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	409 OLD HIGHWAY 50 # 50C, 50C, MINNEOLA, FL 34715-9022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3684 CACTUS LN, MOUNT DORA, FL 32757-5404

Mortgage

Document Number	0057081741
Date	May 13, 2021
Instrument	5708/1741

Lender

Name	MORTGAGE FINANCIAL GROUP INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jan 8, 2018
Property Address	3684 CACTUS LN, MOUNT DORA, FL 32757-5404
Document Number	0050502347
Book / Page	5050 / 2347
Map Reference	MB 14 PG 34
Instrument Date	Jan 5, 2018
Instrument	2018002728
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,470.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4601 NEPTUNE RD, 4601, SAINT CLOUD, FL 34769-6753

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3684 CACTUS LN, MOUNT DORA, FL 32757-5404

Mortgage

Document Number	2018002729
Date	Jan 8, 2018
Instrument	2018002729

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jul 17, 2017
Property Address	3684 CACTUS LN, MOUNT DORA, FL 32757-5404
Document Number	0049721506
Book / Page	004972 / 001506
Instrument Date	Jul 6, 2017
Instrument	76105
Transaction Type	Transfer
Record Updated	Aug 11, 2017
Title Company	FIRST CLASS TITLE AGENCY, FIRST CLASS TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$763.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	934 SENECA TRL ST CLOUD FL 347727760, ST CLOUD, FL 34772-7760

Mortgage

Document Number	49721508
Date	Jul 17, 2017
Book Page	004972/001508
Instrument	76106

Lender

Name	NOTRE DAME HOLDINGS INC
Address	14569 BRADDOCK OAK DR, ORLANDO, FL 32837-4946

Agreement

Amount	Amount Recorded
Term	24 Months
Due	Jul 16, 2019

Interest

Rate Type	Fixed Rate
Rate	14%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$290,110 (+2.9%)	$297,826 (-) Land $60,000 Building $237,826
2025		$281,940 (+5.98%) Land $60,000 Building $221,940	$297,826 (+3.32%) Land $60,000 Building $237,826
2024	$3,953.00 (+9.02%)
2023	$3,626.00 (+5.28%) Homeowner's exemption	$266,020 (+3%)	$288,258 (+11.61%) Land $60,000 Building $228,258
2022	$3,444.00 Homeowner's exemption	$258,278	$258,278 Land $30,020 Building $228,258

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT DORA, CITY OF (2WPS) serves 39,710 people · EPA ID FL3350858
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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